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Pet insurance is a health care policy for your pet that reimburses you for certain medical expenses. In the event of a surprise accident or illness, having a pet insurance plan can protect your finances. However, pet health insurance has its limitations, so you should read the fine print on your policy before you buy.
You should get pet insurance if you feel you’d have trouble paying for expensive medical care if your pet were in an accident.
Pet insurance helps reduce the financial risk of unexpected veterinary costs. The right coverage plan can buy you priceless peace of mind, and empower you to do the right thing for your dog or cat.
On a month-to-month basis, pet insurance works most like renter’s insurance. You pay a monthly premium to your insurer for coverage. Your policy will outline which conditions/expenses are covered, your reimbursement rate, your deductible, and the maximum payout (or annual limit).