I have been with Capital One since they bought North Fork Bank… so it’s been a long time. I can honestly I have not had a bad experience with Capital One. From their bank services to their credit card, they have been a wonderful partner for me. I have heard stories from other people, but I honestly cannot relate. Whenever I have had to contact them, I always received great customer service and they immediately addressed and handled whatever was of concern to me. I know they just announce a breach, which really sucks, but for now, I am staying put with them.