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We were doing some research on what gave us the best mortgage rate at the time, and Nesto had by far the best mortgage rate compared to the big banks, even better than True North Mortgage. Only thing was, my family & friends never heard of Nesto before and neither did we. After doing our homework, we gave them a call, and got the mortgage process going. They were extremely professional, and clear with what they required, which were recent finical records of where the money came from, recent letter of employment, and etc. One thing I wish they told us early was getting the letter of employment process started, because my partner is a nurse and no offence, but the HR at the Hospital are slow. Other than that, we couldn’t any happier getting our mortgage with Nesto.