This Belairdirect Review wishes to give you an in-depth and concise understanding of this insurance company’s products and services. This Canadian insurance company “Belairdirect” is known for providing car and home insurance directly to Canadians and has been in existence for 60 years.
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Last Updated: Nov 27, 2023
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Belairdirect is one of Canada’s insurance companies, offering complete car and home insurance policies to citizens and legal residents in Canada.
Its services include personal and commercial insurance coverage for cars, properties, liabilities, and many more. Belairdirect rates range between $128/month and $1,805 per year premium, with discounts ranging from 5% up to 25%.
In this Belairdirect Review, we will lay bare everything you need to know about this casualty and property insurance company. We’ll cover everything from its products and services to the features, pros, cons, rates, and discounts.
Well, for an insurance company to be termed “good,” it must possess features and qualities to claim that title. This applies to all insurance companies, including Belairdirect.
First off, Belairdirect has at its fingertips 60 years of experience providing car and home insurance to Canadians. This puts them ahead of their competitors in terms of experience and knowledge.
Secondly, this company is licensed with the Insurance Bureau of Canada (IBC). They also belong to the Automobile Protection Association (APA), with enough licensed insurance agents readily available online and a few on-site to assist clients. All these speak to the quality of service delivery.
Other perks include easy accessibility, affordability, good customer service, smooth claim processes, and customizable features. So, Yes! Belairdirect is a good fit for anyone looking to acquire car or home insurance.
Here are the various insurance policies offered by Belairdirect:
This section of our Belairdirect Review focuses on one of its insurance policies, which is car insurance. Belairdirect car insurance provides a comprehensive car coverage service that can be personalized to suit customers’ needs and budgets.
Belairdirect’s home insurance policy protects homeowners from financial losses due to unforeseen events that may damage their homes, properties, and belongings.
The types of home coverage offered by Belairdirect include:
Other related coverage includes:
Optional coverage includes:
This type of coverage typically doesn’t cover the following:
Standard home insurance doesn’t cover flood and earthquake damage. However, Belairdirect offers these as optional coverage that can be added to your premium.
Belairdirect’s travel insurance policy protects Canadian travellers from financial losses due to flight cancellations, health emergencies, luggage losses, and trip interruptions.
Features of this coverage policy include:
You may not be a homeowner, but your rented space is also your home. So, whether it’s a rented house, an apartment, or a condo, it’s important to protect yourself with tenant insurance. This covers you and your belongings against possible liabilities.
Belairdirect Tenant Insurance Coverage
Your landlord’s home insurance only covers the building in which you live, not your properties. In case of liability, theft, or damages, you would be at a loss if you weren’t already covered by tenant insurance.
No company is without its strengths and limitations, and this also applies to Belairdirect. So, to strike a balance in this Belairdirect review, we’ll have to explore not just its pros but also its cons:
Certain perks keep a client glued to an insurer. Some of the key features of using Belairdirect insurance coverage for either your home or car include:
There are several discounts and rewards available when using Belairdirect insurance products. These include:
Belairdirect insurance rates depend on your policy, lifestyle, and province. You can expect to pay a full monthly coverage premium in the range of $128 to $352. However, with a good driving record, you can expect to pay a $1,805/per year premium.
So, let’s talk about the Belairdirect Automerit Review. Belairdirect Automerit is part of its insurance packages and offers you customizable discounts based on your driving habits and records. This helps you save up to 25% on your premium as you drive.
It is completely free to sign up for the Belairdirect Automerit program. All you need is an iOS or Android device and a cellular data service for tracking and collecting location information. With these, you are eligible to enjoy the rewards and discounts that come with this program.
In this section of the Belairdirect Review, we’ll show you the step-by-step process of applying for insurance coverage at Belairdirect. You can follow this process to buy yourself any Belairdirect insurance products.
You can contact Belairdirect for several reasons, which include:
The Belairdirect phone number to call is 1-833-332.7852. You can also chat with an agent on the Belairdirect contact page.
If, after going through this Belairdirect review, your preference wasn’t found, you may want to check out these alternatives to Belairdirect Insurance:
This insurance company offers home insurance policies to Canadians at lower and more affordable rates, earning 845 points on satisfactory ratings.
Apollo offers several home insurance options, which include homeowner’s insurance, renter’s insurance, student rental insurance, condo insurance, rental property insurance, and renovation insurance.
Our extensive Belairdirect Review hails this Canadian company as a great option for buying a car or home insurance policy. It offers a simple online application process that you can complete in a few minutes.
Some of its constraints include slightly higher rates compared to its competitors, which are not available in all provinces. However, aside from this, Belairdirect Insurance is a great choice for Canadians looking to insure their cars and homes.
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Belairdirect is a casualty and property insurance company that has been operating in Canada for over 60 years. It is a subsidiary of Intact Financial Corporation, which is the largest provider of property and casualty insurance in Canada and a publicly traded company. This means that it's not owned by a single individual but by a group of shareholders.
The cost of car insurance varies depending on significant factors, such as the driver's age, driving record, province, type of vehicle, and coverage limits. On average, car insurance costs $1,500 per year. The minimum can be $900, and a maximum of $2,500.
Belairdirect is considered cheap by the majority of its users because of the variety of rewards and discounts available. You can get $50 to $100 off your monthly premium for being a member of CAA. Also, you can get 15% off your premium with a good driving record.
To cancel any Belairdirect insurance policy, you must make a termination request over the phone. You'll be notified of the termination date and your remaining balance. Note that a cancellation request has to be made 30 days in advance. Finally, there is a $200 to $250 cancellation fee.
Yes, Belairdirect is a Canadian company. It was first established in 1955, then became an Intact Financial Corporation company in 1989, and launched its website in 1995. This Canadian casualty and property insurance company provides Canadians with direct car and home insurance.
Yes, for those on a budget, Belairdirect car insurance offers discounts to drivers with good driving records. Also, when you bundle up policies or have certain safety features installed in your vehicle, you are entitled to a discount, the least of which is 5% and up to 25%.