Fast Access Financial Review (May 2024) – Pros, Cons, Features, & Pricing

Having loans be easily and readily accessible can be hard to find, especially when it comes down to the tough qualifications you need to meet in order to be accepted for a loan. Fast Access Financial is a company that offers you any loan from mortgage loans, car title loans, personal loans, and closing cost loans. Check out our Fast Access Financial review.

What is Fast Access Financial?

Fast Access Financial is a company that helps people with certain types of financial difficulties, like debt and bankruptcy. The company provides free consultations and has a lot of resources for those who need help and are having trouble managing their finances.

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Last Updated: May 25, 2024

Fast Access Financial

  • Personal loans with quick approval time
  • Car title loans at competitive rates
  • Closing cost loans and mortgages for when you need cash most

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The company has a lot of resources for those in need, including videos, articles, and books. The company also has a mentoring program that will have someone from the company monitor and advise you regarding your personal finances throughout the year.

The founders of Fast Access Financial want to create a society where people can go for help and resources, much like a psychologist or psychiatrist.

Who can use Fast Access Financial?

Anyone can use Fast Access Financial, but the service is not available to people who are under 18 years old. That’s why we offered this Fast Access Financial review, their service is for almost every adult.

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What does Fast Access Financial provide?

Fast Access Financial provides a consolidation of credit card accounts, an employee payroll system, financial management software for personal finance experts, and a virtual ATM that allows you to access your funds from any internet-connected computer at any hour of the day or night.

Read more of our Fast Access Financial review to learn about what they provide.

Fast Access Financial is available online (for both individuals and businesses) or through life insurance/retirement products that provide extended access services such as a direct deposit.

Fast Access Financial also provides a text message alert system, allowing users to customize their own services and customize the notification system. Their downloadable software is free of charge.

Fast Access Financial has an easy online application process for you that helps you access your funds (as fast as in 2 business days after applying). Whether you need a small personal loan or a mortgage, this company can help you!

In short, it is a personal finance management system for freelancers that eliminates or successfully replaces the need to file additional payroll forms, set up appointments with bank tellers, be available to deposit checks at all hours, store hand-written sales journals in boxes in the office, and waste time reviewing account statements to catch errors.

Are there qualifications to use Fast Access Financial?

No, Fast Access Financial is open to all who qualify. As we completed this Fast Access Financial review, we found out the qualifications.

This includes individuals and businesses that have been in good standing with their lender for at least six months and demonstrates a net worth of $10,000 or more. The only requirements are to have no felony convictions and a good credit score.

Applying for a Fast Access Financial account

In this Fast Access Financial review, check out how to apply for an account. To have an account with Fast Access Financial, you must apply online. A fast-access financial account is designed to give consumers more time and more control over their finances.

Applying for a Fast Access Financial account is easy. Just provide your personal information, verify the bank account you want to deposit into, and confirm that you want to deposit.

To make a withdrawal, you must go to the bank branch where your account is located. You will need two pieces of ID and some form of proof of address.


What information do I need to provide with my account?

When applying for a bank account, it is necessary to provide personal information. The following are the most important pieces of information that you should provide with your account when applying:

  • Name and address
  • Social security number
  • Age and present and past addresses (last known information is required)
  • Your last two months salary stubs (for all applicants)
  • Two most recent paychecks (one for each parent, with parents’ addresses)
  • One recent bank issued check or debit card statement to be mailed, with parent’s names and addresses
  • In the case of joint accounts, two joint income tax returns from previous years or two joint account bank statements from previous years

How much does Fast Access Financial cost?

In this Fast Access Financial review, we’ll share how much their services cost. Each Fast Access Financial membership is $10.99 per month.

Loans included with Fast Access Financial

The company provides loan solutions for individuals and businesses alike. They offer loans in the form of credit cards, lines of credit, personal loans, business loans, home loans, and more. In this Fast Access Financial review we’ll share with you all of the different kinds of loans they offer.

Personal loan

Fast Access Financial offers personal loans of up to $5,000 with loan terms ranging from 12-36 months.

Mortgage loan

Fast Access Financial does provide you with mortgage loans of up to 85% of the loan to value. Since the company offers mortgage loans of up to 85% of value, this means when getting a property value of $100,000, you can receive a maximum loan of $85,000. Up to $7,500 can be loaned to you from Fast Access Financial when you need coverage on any costs such as real estate transactions, legal proceedings, and/or moving costs as well.

Closing Cost loan

The closing costs loans provided by Fast Access Financial can aid you in financing closing cost expenses. Some examples of closing costs examples include moving costs, broker fees, legal costs, agent fees, etc. For closing costs, loans that are provided by the company have a maximum of $7,500 and interest rates starting at 58.

Some positive features after applying

Fast Access Finance Review: Methods for faster financial information. Some positive features provided after applying for a loan with Fast Access Financial include:

  • Loan rates start at 19.99%
  • Low-interest rates and fast cash delivery
  • Personal loan amounts range from $1,000 to $5,000
  • Flexible loan terms
  • The lender will contact you within 24 hours of applying, and if you choose, they will also contact your employer
  • The lender will send the loan documentation to your email address for review before funds are released
  • You can choose to pay for the loan with a credit card or check
  • Interest starting at 9.90%
  • Up to 4 weeks of preapproval
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What will get me approved for a loan with Fast Access Financial?

The factors that will get you approved for a loan with Fast Access Financial are:

  • Good credit history
  • Be 21 years of age or older
  • Be employed full time (at least 35 hours per week)
  • Have been employed for the last six months
  • Not be self-employed
  • You are able to demonstrate steady income
  • A current bank account with a minimum balance of $1000 and a Flexi pay option (or the ability to obtain one)
  • Have a valid checking account
  • The ability to commit funds for 12 months

You do not necessarily have to have great credit to get a loan from Fast Access Financial, but you can expect to pay high-interest rates for the loans that the company provides.

If you have any of these factors, then you are more likely to be approved for a loan with Fast Access Financial.

Make sure if you’re applying for a finance loan, that you are being specific when describing your requirements so lenders can clearly understand what they’re looking for. If you have any questions, feel free to contact the Fast Access Financial team at 1 (877) 995-6269.

Pros and cons of Fast Access Financial

Fast Access Financial is a credit card services company that provides its customers with various benefits. Some of the benefits are an annual fee waiver, no foreign transaction fees, and low interest rates. Customers are able to earn cashback and rewards with every purchase. Fast Access Financial also provides its customers with a free credit score after the first application.

Pros of Fast Access FinancialCons of Fast Access Financial
+ Quick and easy approval
+ Ease when accessing funds
+ Flexible repayment terms and interest rates
+ Several products and loan amounts offered
+ Good payments can improve your credit
– Interest rates are higher
– If you miss a payment, the damage will come to your credit (penalty fees can be a result)
– You can get a loss of your collateral if you default on a secured loan
– Fees administrated are not listed upfront

Pros of Fast Access Financial

The advantages of this company are that its rates are low, it offers cashback, and customers are able to earn rewards.

  • Quick and easy approval
  • Ease when accessing funds
  • Flexible repayment terms and interest rates
  • Several products and loan amounts offered
  • Good payments can improve your credit

Cons of Fast Access Financial

The disadvantages of this company are that the annual fee is not waived and there is a high interest rate.

  • Interest rates are higher
  • If you miss a payment, the damage will come to your credit (penalty fees can be a result)
  • You can get a loss of your collateral if you default on a secured loan
  • Fees administrated are not listed upfront
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Fast Access Financial business hours

Fast Access Financial business hours are Monday to Friday from 10 am to 6 pm, Saturdays from 10 am to 3 pm, Sundays and holidays closed.

Fast Access Financial Review Summary

Fast Access Finance is a website that provides you with the right information about financing options and student loans. It’s an excellent resource for those students who need to understand and process their finances.

Before applying for a credit product such as a mortgage or personal loan through Fast Access Financial review, don’t forget to weigh the potential disadvantages and advantages, since they can affect your finances and credit score in the long run. Thanks for joining us for this Fast Access Financial review.

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FAQs about Fast Access Financial

Can I apply for Fast Access Financial if I have bad credit rating?

Your loan application will not be based on whether you have a bad credit rating. However, if you are currently involved in a consumer proposal or debt management plan, you will not be eligible.

Can I still apply if I am currently bankrupt?

Fast Access Financial can find a way to approve your loan application depending on the situation. The best way to get a detailed feedback is to call them on 1-855-367-9191.

I put through my loan application online, when can I expect a response?

You can expect a response within 24 hours of your loan application as all applications are reviewed on the same day the loan application is received.

What is the repayment like for Fast Access Financial?

Fast Access Financial's services are affordable and flexible which means you won't get stuck in a never ending cycle. They also offer open repayment until your finances become stable, it takes around 12-36 months repayment period for a Fast Access Financial Loan.

Does Fast Access Financial protect the information I give them?

All the information you provide is secured within Fast Access Financial and Equifax. This means that no other sources can access your personal information.


Fast Access Financial

September 8, 2022
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