Fetch Pet Insurance Review (September, 2026) – Pros, Cons, Features, & Pricing

Fetch Pet Insurance has been proudly serving Canada since 2012, covering dogs and cats nationwide. They offer comprehensive coverage that includes accidents, illnesses, and routine care. Check out our Fetch Pet Insurance review to learn more.

Fetch Pet Insurance offers the most complete coverage for cats and dogs. Fetch offers flexibility on coverage options by allowing you to choose your max annual payout, annual deductible, and your reimbursement rate, so you can customize your price to fit your budget, and give your pet the care they need without worrying about the cost. In addition to the most complete pet insurance, Fetch Members get exclusive discounts, savings and offers designed to help pets live longer, healthier lives. All included at no extra cost.

In this blog post, we will take a closer look at Fetch Pet Insurance, including its coverage options, pricing, and customer reviews.

Editorial Note: Comparewise is supported by our readers. When you find products and services through links on our site, we may earn commission.

Last Updated: Sep 21, 2026

Fetch Pet Insurance

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Use any veterinarian in Canada or the US
Rated 'Excellent' on Trustpilot.
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Get paid up to 90% of your vet bill in as little as 2 days via direct deposit - Claim this offer

Pros of Fetch Pet Insurance

1. Customizable coverage options Fetch Pet Insurance allows customers to choose from different levels of coverage for accidents and illnesses, and also choose to add on coverage for routine care. This allows customers to tailor their coverage to fit their specific needs and budget.

2. Easy claims process Fetch Pet Insurance allows customers to submit claims through their online portal and their top-rated Fetch app, which can save customers time and money when it comes to paying for veterinary care.

3. Comprehensive Coverage Fetch Pet Insurance offers coverage for accidents, illnesses, and routine care which makes it more comprehensive than many other pet insurance companies. They also cover injury and disease in every adult tooth, not just the canines.

Cons of Fetch Pet Insurance

1. Price Fetch Pet Insurance’s prices may be subject to change, and it’s always good to visit their website and check the most recent information before signing up.

Coverage Options of Fetch Pet Insurance

Fetch Pet Insurance offers Accident & Illness coverage and optional Wellness plans. Every policy includes comprehensive dental coverage.

Pricing for Fetch Pet Insurance

The cost of Fetch Pet Insurance depends on the coverage option you choose, the breed of your pet, and the age of your pet.

For example, a plan for a one-year-old Labrador retriever may be more expensive than a plan for a one-year-old Siamese cat.

Fetch Pet Insurance also offers a 10% discount for members of the military and AARP.

Fetch Pet Insurance customer reviews

Overall, Fetch Pet Insurance has received positive reviews from customers. With thousands of 5-star reviews on Trustpilot, customers leave positive reviews for the company’s prompt and efficient claims process, as well as the variety of coverage options available.

Some customers have also noted that the cost of Fetch Pet Insurance is competitive compared to other pet insurance companies.

Few customers have reported negative experiences with Fetch Pet Insurance. Some customers complained about the premium, while others reported issues with the claims process.

How Fetch Pet Insurance Works

To get started with Fetch, customers can visit their website and use the online quote tool to get an estimate of how much a policy would cost for their specific pet.

Customers can then select the coverage that best meets their needs and budget. The company offers an easy claims process, and its policy is available for purchase online or over the phone.

fetch pet insurance quotes - comparewise

How Fetch Works

Visit Any Vet – Go to any licensed vet in the US or Canada & pay your pet’s bill in full at the veterinarian’s office during your visit.
Submit a Claim – Snap a picture of your paid invoice and supporting medical records and submit them in the top-rated Fetch app.
Get Paid Back – Up to 90% back in as little as little as two days with direct deposit

Fetch Pet Insurance also offers an online portal and top-rated app where customers can access their policy information and manage their accounts, including making payments and submitting claims.

It is important to note that the terms and conditions of the policy are subject to change, so it’s always good to visit their website and check the most recent information before signing up.

Coverage Provided by Fetch

Fetch prides itself on providing the best coverage for injuries and illnesses in Canada; these coverages are listed in the table below.

Prescription medications and supplements
Emergency vet visits
Virtual, and office visits
Hospital stays
Physical therapy
Allergies
Surgeries
X-rays and CT scans
Ultrasounds
Blood tests
Breed-specific issues, including hip dysplasia
Specialists

Sick-visit exam fees
Laboratory tests
Vomiting & diarrhea
Hereditary & congenital issues
Swallowed objects & toxins
Every tooth covered
Gum disease
Diabetes & insulin
Cancer treatment
Acupuncture & chiropractic care
Treatment for aggression & separation anxiety

What is Fetch Pet Insurance?

From top veterinarians to shelter partners to members, the Fetch community is dedicated to helping pets live longer, healthier lives. That’s why Fetch offers the most comprehensive pet insurance in the U.S. and Canada, helping you save on vet bills.

Is Fetch Pet Insurance legit?

Yes, Fetch Pet Insurance is a legitimate pet insurance company that offers coverage for dogs and cats in Canada and the US. They offer comprehensive coverage that includes accidents, illnesses, and optional wellness plans. They also offer an easy claims process, and their policy is available for purchase online or over the phone.

Fetch Pet Insurance has been proudly serving Canada since 2012.

You can also check customer reviews and ratings or check with the local regulatory agency that oversees insurance companies in your area to verify the company’s legitimacy.

Fetch Pet insurance review conclusion

Fetch Pet Insurance is a reputable pet insurance company with a variety of coverage options and competitive pricing. However, as with any insurance company, it is important to do your own research and read customer reviews before making a decision.

In addition, you can also consult with a veterinarian or pet industry professional for recommendations. Thanks for checking out our Fetch Pet Insurance review!

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FAQs about our Fetch Pet Insurance review

What is Fetch Pet Insurance?

Fetch Pet Insurance is a company that offers pet insurance for dogs and cats in Canada.

Is Fetch pet insurance legit?

Yes, Fetch Pet Insurance is a legitimate pet insurance company that offers coverage for dogs and cats in Canada. They are based in Canada and offer comprehensive coverage that includes accidents, illnesses, and routine care. They also offer an easy claims process, and their policy is available for purchase online.

How Much Does Fetch Pet Insurance Cost?

The cost and pricing of this company are varied depending on factors such as the type of coverage you choose, the age and breed of your dog or cat, and where you live. By implication, a customer has the option to choose from various levels of coverage for accidents and illnesses, as well as add-on coverage for routine care, with Fetch Pet Insurance.

Is Fetch Pet Insurance Available In Canada?

Yes, Fetch Pet Insurance is currently available in Canada. However, the Program is not available in two provinces such as New Brunswick and Quebec.