Goose Insurance Review (September, 2023) – Pros, Cons, Features & Pricing

Check out this Goose Insurance review if you’re considering getting insurance in Canada. According to a 2021 report, over 90% of Canadians are underinsured. If you’re one of them, consider getting an insurance policy to help you get back on your feet when life knocks you down.

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Last Updated: Sep 20, 2023

Goose Insurance

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  • Pay for your policy in the app
  • Get claims solved quickly

Goose makes it easier than ever to get the right coverage - Claim this offer

Goose Insurance Company offers travel insurance and life insurance policies. Currently, they are working on providing property insurance and mobility insurance.

Each of these policies is subdivided. For example, the life insurance policy covers cancer, critical illness, life, kids, etc. The same goes for travel insurance. Also, getting started with Goose Insurance is relatively easy, as all the processes are carried out via an app.

This Goose Insurance review is a textual tour through the insurance company. You’d get to read its pros and cons and lots more.

What makes Goose Insurance a good option?

There are several insurance companies in Canada to choose from. Each has its pros and cons. However, here is why Goose Insurance is a good option:

You Don’t Have To Strain Your Pocket

Goose provides affordable insurance policies. Some of the premium policies on the app are as low as $4 per month. For instance, premium life insurance costs $5 per month, and you’d get up to $100,000 in coverage.

Buy A Policy Through An App

You don’t have to schedule an appointment with an insurance company before buying a policy through Goose. All you have to do is visit the Play Store or Apple Store to download their application. Next, register on the app and buy a policy. This makes it fast and easy to access.

Make Claims As Soon As The Need Arises

With Goose Insurance, you can make a claim right away when an unforeseen event occurs. To do this, simply contact the claim administrator on the app or search the policy documentation sent to your email. Your claim will be processed.

Goose Insurance Review - Comparewise

Pros and cons of Goose Insurance

As stated earlier, every insurance company has pros and cons. This Goose Insurance review would be incomplete without showing you the company’s downsides and strengths.

The pros of Goose Insurance

Below are the great sides of Goose Insurance.

Easy To Use

All processes involved in getting a policy or claim with this company are done through an app. You just need to download the app, register, and buy a policy. You can get your kids insured or buy travel insurance for a vacation while you’re already on the journey.

It’s Cheap

Insurance policies on Goose are pretty cheap. Some policies are as low as $5 per month. That way, your pocket wouldn’t feel the impact of the monthly payments. 

Large Coverage Amount

Goose insurance offers an extensive coverage amount. Life insurance costs about $100,000, and it’s up to $10,000,000 for travel insurance. Considering the small monthly payments for the insurance policies on Goose, their coverage gives you more value for your money.

No Medical Exam is Needed.

To get life insurance on Goose, medical exams are not a requirement. This makes Goose insurance policies easily accessible to Canadians.

Live Chat With An Agent

You can chat live with an agent on the Goose website at any time to lodge a complaint or make inquiries.

The cons of Goose Insurance

Here is why this insurance might not be an excellent option for you:

No Policy For Property or Outdoor Activities 

Currently, Goose Insurance has no policies covering sports or property. However, the company is working on including these insurance policies on its list.

Goose Insurance products and services

To ensure that this Goose insurance review gives an in-depth explanation of the insurance platform, its products, and services, they are explained explicitly. They are:

Goose Travel Insurance Review - Comparewise

Travel Insurance

This is one of the policies offered by Goose Insurance. Some of the policies classified as travel insurance here are as follows:

  • Single-trip medical.
  • Multi-trp medical.
  • Covid-19 insurance.
  • Pre-existing conditions.
  • Trip cancellation or interruption
  • Travel top-ups.

The travel coverage covers up to $10 million, depending on the type of policy you buy. Suppose you’re buying coverage for pre-existing conditions.

In that case, your health might need to be stable for a specific number of days. For people younger than 59, 90 days of health stability before departure is required. The older you are, the more days of health stability are required.

Life Insurance

This is another product offered by Goose Insurance. Other policies in this category are as follows:

  • Critical illness insurance
  • Life insurance.
  • Income protection.
  • Kids insurance.
  • Cancer insurance.
  • Accidental death and dismemberment (AD&D) insurance
  • Hospital cash insurance

Most of these policies under life insurance give a 30-day money-back guarantee. They are also very affordable. For the AD&D insurance policy, you can start with a $5 monthly payment and get up to $250,000 in coverage.

Goose Insurance product and service quality

This insurance company has served Canadians and Americans for about six years. They partner with top insurance companies to get their customers the best insurance coverage for their needs. These companies include AIG, IMG, Occidental Life, and more.

The insurance policies on Goose are cheap and easy to access, as it is the first digital insurance app to be launched. They leveraged the increasing usage of mobile devices and long hours spent online.

This way, they attend to their customers ‘ queries and complaints via live chat, which helps keep them happy.

Goose Life Insurance Review - Comparewise

How to get started with Goose Insurance

What is a Goose insurance review that doesn’t explain how to get started? A tasteless meal, right? So, here’s the soy sauce to add taste to this review.

Getting started with Goose Insurance involves the following steps:

  • On your mobile device or personal computer, visit the Play Store or Apple Store to download the Goose Insurance app.
  • Next, sign up on the app and request a quote. This is your preferred choice of insurance policy on the app.
  • Lastly, pay for your quote, and you’ll be insured in a few seconds.

Alternatives to Goose Insurance

Is Goose insurance not for you? Perhaps you’re uncomfortable with some of this company’s perks, or they do not offer the policy you seek. Whichever is the case, you can read through the alternatives to this insurance company below.

PolicyMe

PolicyMe is a website where you can buy life insurance plans from the Canadian Premier Life Insurance Company. It is only available online. This is one of the similarities it shares with Goose Insurance.

However, they only give term life insurance, and people in Quebec, New Brunswick, and Newfoundland can’t get it. This is unlike Goose Insurance, which offers both life and travel insurance to Canadians and Americans.

PolicyMe coverage starts at $100,000 and goes up to $5 million, with different term lengths. You can get a quick price by answering a few questions on their website. Also, couples who apply together get a 5% discount.

Nowly

Nowly is another Canadian insurance business that is an excellent alternative to Goose Insurance. It offers instant coverage that is both cheap and easy to get, starting at $5 per month. This is the same as Goose Insurance.

One of their most important policies is “term life insurance,” which offers coverage from $100,000 to $1,000,000 and other benefits. This is higher than Goose Insurance, which offers $100,000 coverage.

Also, Nowly has a “Partner Program” with well-known companies like Borrowell, Virgin Pulse, Neo, and more. They let them offer their users more supported programs. This is another similarity they share with Goose Insurance.

Lemonade

Lemonade is another alternative to Goose Insurance. They are the first company to provide an AI (artificial intelligence) insurance platform.

If the Goose Insurance digital app platform were lemons, this AI alternative would try to make lemonades out of them. However, the Goose insurance app offers faster delivery than Lemonade.

Regarding products and services, Lemonades offers property insurance, casualty insurance, and car insurance, among other policies, which are not available on Goose.

Goose Insurance review conclusion

Whether you’re a permanent resident in Canada or shuttle between Canada and the US often, Goose insurance is a good option. The insurance company is present in both countries.

This Goose Insurance review has explained the pros and cons of the insurance policies on the platform, among others. If it doesn’t suit your needs, you might want to research some of the alternatives highlighted above.

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FAQs about our Goose Insurance review

Can I delete my account on Goose Insurance?

Sure, you can. To do this, simply request account deletion on the app. Select ' Profile ' on the app's homepage, then scroll down. On the bottom right menu, click on 'Delete my account.' Finally, review the displayed information and select 'Request deletion.' Your account will be deleted.

Is my coverage affected by the timing of my travel insurance policy?

Yes. This is because insurance protecting against unexpected events must be obtained in advance. Some trip expenses on some plans won't be reimbursed if certain conditions arise after the policies are acquired. Conditions are covered if the policy is purchased within 20 days of scheduling the trip, and the traveller is medically fit.

Can my insurance policy be mailed to me?

No. Goose Insurance exists as a digital insurance platform, and as such, they do not deal with hard copies of documents. Your policy will be sent to your email as a PDF file. However, they do not mail policies as paper documents to their customers. You can easily print the PDF file at your convenience.

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Goose Insurance

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July 29, 2023
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