This Harbord Insurance review will give you a quick rundown of the company so you can decide if it is right for you. Regarding insurance, Harbord is neither an insurer nor owned by one. All of their brokers are experts who focus solely on insurance.
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Last Updated: Nov 29, 2023
Various insurance markets are available to Harbord, which allows them to offer you a much more affordable rate on your insurance.
Harbord Insurance specializes in four distinct lines of coverage: home insurance, auto insurance, marine insurance, and travel insurance. This Harbord Insurance review will break down each section so you can learn more about it.
Your home insurance premiums may drastically decrease when you shop with Harbord Insurance. This is because they have connections to multiple insurers and won’t settle for the first quote they find.
They’ll get you quotations from several different top-tier insurance providers in Canada, such as Aviva, Family, Intact, Lloyd’s, Travellers Canada, etc. So make sure to apply any savings to those prices that apply to you.
Harbord home insurance is divided into high-value, condo, and tenant insurance. These insurance coverages are tailored specifically to provide essential protections for homes, Condos and rented spaces.
Homes in this range have a replacement cost of $750,000 to $5,000,000, whereas condos and townhomes have contents worth $150,000 or more.
When you buy your auto coverage from Harbord, you can rest assured that you’ll be covered by AutoCover, the most well-liked private auto insurer in British Columbia. There will be no deductibles for fire, lightning, or theft, and discounts will be given for installing electronic and mechanical immobilizers.
Harbord car insurance covers policies that include collision, excess liability, and comprehensive protection for you and your passengers. As the policyholder, you have a couple of options to consider. In addition to the AutoStandard, there is also the AutoPlus.
Harbord Insurance knows that each of your boats is special in its own way. That’s why they have a division devoted to boat insurance called the Marine Department. Their Marine Group will look for the best insurance policy rates and coverage.
Companies like Aviva, Beacon, Intact, Pacific Marine, Premier, etc., provide this type of boat insurance. With marine insurance, you can get up to $5 million in protection, indemnity coverage, and plans that can be purchased on an “agreed value basis.”
Suppose you are planning a trip outside of British Columbia and are concerned about the possibility of needing medical attention. In that case, Harbord Insurance can offer you the necessary travel/excess medical insurance policy.
They provide worldwide coverage for individuals or families, with no age restrictions, or on a “per-trip” basis (for up to 365 consecutive days). Newcomers to Canada can also take advantage of annual travel policies that protect unlimited journeys.
This Harbord Insurance review wouldn’t be complete without outlining the company’s strengths and weaknesses.
Since its inception, Harbord Insurance has provided excellent insurance services to its customers. You will be pleased to find that their one-of-a-kind offerings complement your business well.
Harbord Insurance is aware that various insurance companies provide various discounts. This is why they will search the market for the most suitable plans.
They make it their life’s work to help you cut costs because they appreciate the value you place on your hard-earned cash. They are in the business of finding their clients’ most cost-effective insurance coverage.
Harbord Insurance’s onboarding process is straightforward. Let’s start by going to their website. The next step is to get an insurance quote or speak with a broker.
Then, submit the required paperwork, such as identification, business registration, property deeds, etc. Last but not least, get yourself some insurance.
This comprehensive Harbord Insurance review covers every facet of this online insurance brokerage service.
Harbord is an excellent choice because it offers various policy options, including car, home, condo, renter, travel, and more. It is best if you want to avoid speaking with an agent in person before buying insurance.
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You can contact Harbord General Insurance's customer service via phone to report the incident that prompted you to file a claim. You may receive a claim form via email, which you must complete and submit to your insurer. Lastly, a claim check will arrive in roughly 15 business days.
Harbord Travel insurance claims must be reported to the insurance company within 24 hours of the incident giving rise to the claim. The next step is to notify the authorities and fill out a claim form. The next step is to send your paperwork to your insurance company.
There are three Harbord Insurance locations. There is Victoria Insurance in Victoria, Sidney Insurance and Fairfield Insurance.