Harbord Insurance Review (December, 2023) – Services, Pricing, Pros & Cons

This Harbord Insurance review will give you a quick rundown of the company so you can decide if it is right for you. Regarding insurance, Harbord is neither an insurer nor owned by one. All of their brokers are experts who focus solely on insurance.

Editorial Note: Comparewise is supported by our readers. When you find products and services through links on our site, we may earn commission.

Last Updated: Nov 29, 2023

Various insurance markets are available to Harbord, which allows them to offer you a much more affordable rate on your insurance.

Types of insurance available at Harbord Insurance

Harbord Insurance specializes in four distinct lines of coverage: home insurance, auto insurance, marine insurance, and travel insurance. This Harbord Insurance review will break down each section so you can learn more about it.

Harbord House Insurance

Your home insurance premiums may drastically decrease when you shop with Harbord Insurance. This is because they have connections to multiple insurers and won’t settle for the first quote they find.

They’ll get you quotations from several different top-tier insurance providers in Canada, such as Aviva, Family, Intact, Lloyd’s, Travellers Canada, etc. So make sure to apply any savings to those prices that apply to you.

Harbord home insurance is divided into high-value, condo, and tenant insurance. These insurance coverages are tailored specifically to provide essential protections for homes, Condos and rented spaces.

Homes in this range have a replacement cost of $750,000 to $5,000,000, whereas condos and townhomes have contents worth $150,000 or more.

Harbord Auto Insurance

When you buy your auto coverage from Harbord, you can rest assured that you’ll be covered by AutoCover, the most well-liked private auto insurer in British Columbia. There will be no deductibles for fire, lightning, or theft, and discounts will be given for installing electronic and mechanical immobilizers.

Harbord car insurance covers policies that include collision, excess liability, and comprehensive protection for you and your passengers. As the policyholder, you have a couple of options to consider. In addition to the AutoStandard, there is also the AutoPlus.

Marine Insurance

Harbord Insurance knows that each of your boats is special in its own way. That’s why they have a division devoted to boat insurance called the Marine Department. Their Marine Group will look for the best insurance policy rates and coverage.

Companies like Aviva, Beacon, Intact, Pacific Marine, Premier, etc., provide this type of boat insurance. With marine insurance, you can get up to $5 million in protection, indemnity coverage, and plans that can be purchased on an “agreed value basis.”

Travel Insurance

Suppose you are planning a trip outside of British Columbia and are concerned about the possibility of needing medical attention. In that case, Harbord Insurance can offer you the necessary travel/excess medical insurance policy.

They provide worldwide coverage for individuals or families, with no age restrictions, or on a “per-trip” basis (for up to 365 consecutive days). Newcomers to Canada can also take advantage of annual travel policies that protect unlimited journeys.

Harbord Insurance Review - Comparewise

Pros and cons of Harbord Insurance

This Harbord Insurance review wouldn’t be complete without outlining the company’s strengths and weaknesses.

Pros

  • They make sure you’re protected in the event of an earthquake.
  • Make sure your collector car is covered.
  • There is access to crucial individual insurance policies. That way, you won’t have to worry about losing any crucial employees, ensuring the continued success of your organization.
  • Harbord Insurance provides a quotation function to assist in making crucial business decisions.
  • Many insurance experts can teach their clients how to manage risks better and select appropriate policies.

Cons

  • Some customers have complained about the service they received.
  • Not enough flexibility in their payment schemes.

Is Harbord Insurance right for you?

Since its inception, Harbord Insurance has provided excellent insurance services to its customers. You will be pleased to find that their one-of-a-kind offerings complement your business well.

Harbord Insurance is aware that various insurance companies provide various discounts. This is why they will search the market for the most suitable plans.

They make it their life’s work to help you cut costs because they appreciate the value you place on your hard-earned cash. They are in the business of finding their clients’ most cost-effective insurance coverage.

Getting started with Harbord Insurance

Harbord Insurance’s onboarding process is straightforward. Let’s start by going to their website. The next step is to get an insurance quote or speak with a broker.

Then, submit the required paperwork, such as identification, business registration, property deeds, etc. Last but not least, get yourself some insurance.

Harbord Insurance review conclusion

This comprehensive Harbord Insurance review covers every facet of this online insurance brokerage service.

Harbord is an excellent choice because it offers various policy options, including car, home, condo, renter, travel, and more. It is best if you want to avoid speaking with an agent in person before buying insurance.

You might also like…

Discover Investment Opportunities

Make your money do more.

12 Results

Advertiser disclosure

Offers shown here are from third-party advertisers. We are not an agent, representative, or broker of any advertiser, and we don’t endorse or recommend any particular offer. Information is provided by the advertiser and is shown without any representation or warranty from us as to its accuracy or applicability. Each offer is subject to the advertiser’s review, approval, and terms. We receive compensation from companies whose offers are shown here, and that may impact how and where offers appear (and in what order). We don’t include all products or offers out there, but we hope what you see will give you some great options.

Young investors can trade stocks and ETFs, all for free.
Min Investment
$0
Target Return
Varied
Retire up to 30% wealthier with Questwealth Portfolio.
Min Investment
$1
Target Return
Varied
Get $20 CAD of BTC with promo code: COMPAREWISE
Min Investment
$100
Target Return
4-7%
Buy and sell gold, silver & platinum online at the best price.
Min Investment
$1
Target Return
Varied
Get up to $2,050 bonus: CASHBONUS2024
Min Investment
$0
Target Return
Varied
Flexibility with a great return.
Min Investment
$100
Target Return
5.20%
Get a $50 bonus when you sign up and deposit $250.
Min Investment
$50
Target Return
Varied
Buying and securing gold has never beeng more simple and affordable.
Min Investment
$1
Target Return
Varied
High return on a shorter term.
Min Investment
$500
Target Return
4.25%
Get a $100 welcome bonus, when you make your top-up*
Min Investment
$10
Target Return
Varied
A new passive income asset class, peer-to-peer lending.
Min Investment
$1
Target Return
Varied
Sign Up And Access 65+ Cryptocurrencies Instantly
Min Investment
$10
Target Return
Varied

FAQs about our Harbord Insurance review

How to claim Harbord general insurance?

You can contact Harbord General Insurance's customer service via phone to report the incident that prompted you to file a claim. You may receive a claim form via email, which you must complete and submit to your insurer. Lastly, a claim check will arrive in roughly 15 business days.

How to claim Harbord travel insurance?

Harbord Travel insurance claims must be reported to the insurance company within 24 hours of the incident giving rise to the claim. The next step is to notify the authorities and fill out a claim form. The next step is to send your paperwork to your insurance company.

Where is Harbord Insurance located?

There are three Harbord Insurance locations. There is Victoria Insurance in Victoria, Sidney Insurance and Fairfield Insurance.

Brand

|
May 13, 2023
Fact Checked
Categories:
Tags:

Grow your finances today.

By submitting, you agree to comparewise’s terms of use and privacy policy.

You may also like

This SecuriGlobe travel insurance review is a must-read if you want to buy travel insur...
**Limited Time Offer: Sign up for the Neo Card or Neo Secured Card using this link to r...
Check out this Vexxit review if you’re considering hiring an accountant or legal practi...
If you’re unsure where your credit score stands, this Borrowell review might be helpful...
If you’re looking for a financial services provider offering easy personal loans, this ...
Car loan?
Personal Loan?

Top deals await you just a short
application away!