myPeppermint Review (February, 2024)

Peppermint Pet Insurance is a younger player in the pet insurance industry, but they have rapidly established a reputation for providing comprehensive coverage at a reasonable price. They provide three distinct coverage plans with differing levels of coverage for accidents and sickness.

Peppermint Pet Insurance is a Canadian-based pet insurance provider that offers coverage for pets, which includes cats and dogs. The company provides its customers with a wide range of coverage options to choose from, which include accident-only, basic, and comprehensive coverage.

In this review, we will take a closer look at Peppermint Pet Insurance, including its coverage options, pricing, and customer reviews.

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Last Updated: Feb 24, 2024

myPeppermint

  • Four plans to choose from
  • Covers 80% of bills including fees and taxes
  • No lifetime limits on your pet's policy

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Pros and cons of myPeppermint pet insurance

 Peppermint Pet Insurance is a newer player in the pet insurance market, but they have quickly made a name for itself by offering comprehensive coverage at an affordable price.

Here are some of the pros and cons of using Peppermint Pet Insurance for your pet’s coverage:

Pros of myPeppermint

1. Comprehensive coverage

 Peppermint Pet Insurance offers three different coverage plans to choose from, each with varying levels of coverage for accidents and illnesses.

The most comprehensive plan, the “Complete Care” plan, covers everything in the “Accident & Illness” plan, as well as additional coverage for alternative therapies and hereditary and congenital conditions.

2. No Lifetime Limits

Peppermint Pet Insurance has a “no lifetime limits” policy. This means that there is no limit on the amount of money you can claim for your pet’s treatment, regardless of how long they live.

This is indeed a very big benefit, since many other pet insurance companies have specific limits on how much you can claim over the course of your pet’s lifetime.

peppermint pet insurance review - comparewise

3. Affordable Pricing

Peppermint Pet Insurance offers competitive pricing for its coverage plans. The most basic plan, the “Accident Only” plan, starts at around $15 per month for dogs and $10 per month for cats.

4. Good Customer Service

Peppermint Pet Insurance has earned itself a very good reputation for its customer care and service. They are known for responding quickly to claims and for being extremely helpful and supportive.

5. Mobile app

The Peppermint Pet mobile app allows customers to easily submit claims, track the status of their claims, and access their policy information.

Cons of myPeppermint

1. Limited availability

Peppermint Pet Insurance has yet to spread across all the provinces in Canada. So their service is unavailable in certain locations.

2. Age limits

Peppermint Pet Insurance has age limits for coverage. They do not cover pets over 14 years of age.

3. Some exclusions

 Like most pet insurance companies, Peppermint Pet Insurance has exclusions for pre-existing conditions and certain breeds.

4. No coverage for wellness check-ups or routine care

Peppermint Pet Insurance only covers accidents and illnesses, they do not cover routine check-ups or preventative care.

Coverage options for myPeppermint pet insurance

Peppermint Pet Insurance offers three levels of coverage:

  • Essential
  • Plus
  • premier.

Essential coverage is their most basic option and includes coverage for accidental injuries and illnesses.

Plus coverage includes not only essential coverage, but also loss and theft coverage, third-party liability coverage, and routine care such as vaccinations, flea and tick treatments, and dental care.

Premier coverage includes all the coverage of the Plus plan plus additional coverage for complementary therapies, such as acupuncture and physiotherapy, and coverage for holiday cancellations.

mypeppermint review - comparewise

Pricing for myPeppermint pet insurance

The cost of Peppermint Pet Insurance depends on the coverage option you choose, the breed of your pet, and the age of your pet.

For example, a basic coverage plan for a one-year-old Labrador retriever will be more expensive than a basic coverage plan for a one-year-old Siamese cat.

Peppermint Pet Insurance also offers a variety of discounts, such as a multi-pet discount for insuring more than one pet and a senior pet discount for pets over the age of 8.

myPeppermint pet insurance customer reviews

Peppermint Pet Insurance has gotten mixed reviews from customers who have done business with them. Some of the customers give them a thumbs up for their prompt and efficient claims process and the variety of coverage options they provide.

Others have had negative experiences with Peppermint Pet Insurance, such as denied claims or delays in reimbursement.

Some customers have also reported that the cost of Peppermint Pet Insurance is high compared to other pet insurance companies

 How much does myPeppermint cost

 Peppermint Pet Insurance offers three different coverage plans to choose from, each with varying levels of coverage for accidents and illnesses.

The cost of any coverage they provide will depend on the plan you choose and some other factors, like the age and breed of your pet.

The most basic plan, the “Accident Only” plan, starts at around $15 per month for dogs and $10 per month for cats. This plan covers everything from accidents to lacerations and poisonings, but it does not cover illnesses.

The “Accident and Illness” plan starts at around $25 per month for dogs and $20 per month for cats. This plan also covers accidents and illnesses.

The most comprehensive plan, the “Complete Care” plan, starts at around $35 per month for dogs and $30 per month for cats. This plan covers everything in the “Accident & Illness” plan, as well as additional coverage for alternative therapies and hereditary and congenital conditions.

It’s worth noting that the cost of the coverage can also vary based on the location, age, and breed of your pet. You can get an accurate quote for your pet by visiting the Peppermint Pet Insurance website and providing information about your pet.

peppermint dog insurance - comparewise

 What does myPeppermint cover

Peppermint Pet Insurance offers three different coverage plans to choose from, each with varying levels of coverage for accidents and illnesses.

The most basic plan, the “Accident Only” plan, covers accidents such as broken bones, lacerations, and poisonings. This plan does not cover illnesses.

The “Accident & Illness” plan covers both accidents and illnesses, including conditions such as cancer, diabetes, and heart disease. This plan also covers diagnostic tests, X-rays, and surgery.

The most comprehensive plan, the “Complete Care” plan, covers everything in the “Accident & Illness” plan, as well as additional coverage for alternative therapies and hereditary and congenital conditions. This plan also covers diagnostic tests, X-rays, and surgery.

It’s worth noting that all plans have exclusions such as pre-existing conditions, or certain breeds, and that coverage may be limited based on the location, age, and breed of your pet.

myPeppermint review verdict

Peppermint Pet is a pet insurance company that offers a variety of coverage options for dogs and cats, but its customer reviews are mixed. While some customers have had positive experiences with the company, others say it is not fair to them.

It’s important to do your own research, read customer reviews, consult with a veterinarian or pet industry professional for recommendations, and carefully read the terms and conditions of the coverage to ensure that you understand the exclusions and limitations before making a decision about which pet insurance company to choose.

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FAQs about our myPeppermint review

What is myPeppermint?

Peppermint Pet Insurance is a pet insurance company that provides coverage for dogs and cats. They offer a range of plans and options, including accident-only coverage, wellness coverage, and comprehensive coverage. Policyholders can customize their plans to fit their needs and budget. They also offer a mobile app that allows customers to easily manage their policies and access veterinary services. They may be based out of the UK, as I couldn't find any information about them in other countries.

Is MyPeppermint legit?

It's important to research a company thoroughly before purchasing a policy to make sure they are legitimate and have the ability to pay claims. This can include looking at customer reviews, checking for any complaints or legal issues the company has faced, and consulting with industry experts. Additionally, it's a good idea to compare the coverage and prices of multiple pet insurance companies before making a decision. It's also possible that the name you provided is not the name of the company and could be a different one.

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myPeppermint

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October 3, 2022
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