Petsecure Review (May, 2024) – Pros, Cons, Features, & Pricing

Pet insurance is becoming increasingly popular as pet owners look for ways to protect themselves financially in case of unexpected veterinary bills. One of the most well-known pet insurance companies in Canada is Petsecure.

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Last Updated: May 23, 2024

Pet Secure

  • Covers unexpected accidents and illnesses
  • Routine dental care is included in every Petsecure plan
  • Four plans to choose from with no age limits

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In this Petsecure review, we will take a closer look at Petsecure pet insurance, including its coverage options, pricing, and customer reviews.

Pet insurance is an important investment for any pet owner. It helps to protect your furry friend from unexpected veterinary costs and provides peace of mind in case of an emergency.

 In this blog, we will take a detailed look at Petsecure Pet Insurance and its pros and cons.

Pros and cons of Petsecure pet insurance

 Pros of Petsecure Pet Insurance Cons of Petsecure Pet Insurance
Comprehensive Coverage: Petsecure offers a comprehensive coverage plan that covers accidents, illnesses, and hereditary and congenital conditions. This means that you can be prepared for any unexpected health issues your pet may have. Pre-existing Conditions: Pre-existing conditions are not covered by PetSecure pet insurance, so if your pet was diagnosed with an illness before you bought the insurance policy, it will not be covered.
Additional Coverage Options: Petsecure offers additional coverage options such as dental, prescription medications, and behavioral therapy. This allows you to customize your coverage to suit your pet’s specific needs.Limited Coverage Areas: Petsecure coverage is only available in Canada. If you are traveling or moving outside of Canada, your coverage will not be valid.
High Reimbursement Rate: Petsecure offers a 90% reimbursement rate, which is one of the highest in the industry. This means that you will be reimbursed 90% of the costs of treatment after you have paid your deductible. Age Restrictions: Petsecure has an age restriction which means that coverage for pets over the age of 8 is limited.
No Lifetime Limits: Petsecure does not have any lifetime limits on claims, meaning that you can make a claim as many times as you need without worrying about hitting a limit. Not all veterinary clinics are covered: Petsecure may not be accepted by all veterinary clinics, so it’s important to check if the veterinary clinic is in a network with Petsecure before seeking treatment.
Discounts Available: Petsecure offers discounts for multiple pets, as well as for paying your premium annually.Not all treatments are covered: Insurance coverage from this company excludes some treatments, so it’s important to read the policy carefully and understand what is and isn’t covered.

Petsecure coverage options

Petsecure offers a variety of coverage options for cats and dogs, including accident-only coverage, basic coverage, and comprehensive coverage.

Accident-only coverage is the most basic option and only covers unexpected accidents or injuries. Basic coverage includes accident coverage as well as coverage for illnesses.

The most comprehensive coverage plan covers coverage for accidents, diseases, and preventative care, including immunizations and periodic exams.

petsecure pet insurance pricing - comparewise

Petsecure pricing

The cost of Petsecure pet insurance is determined by the coverage choice you make, the breed of your dog or cat, and the age of the pet.

 For example, a basic coverage plan for a one-year-old Labrador retriever will be more expensive than a basic coverage plan for a one-year-old Siamese cat.

Petsecure also offers a variety of discounts, such as a multi-pet discount for insuring more than one pet and a senior pet discount for pets over the age of 8.

Petsecure customer reviews

Customers have mostly given Petsecure pet insurance positive reviews. Most customers give a thumbs up to the company for their prompt and efficient claims process, as well as the variety of coverage options available.

While some of the customers who gave positive reviews have noted that the cost of Petsecure pet insurance is competitive compared to other pet insurance companies,

Again, some customers have had negative experiences with the company. Some of the customers have complained about the high cost of the premiums and the exclusions in the coverage.

Some customers have also reported issues with the claims process.

petsecure pet insurance canada - comparewise

How does Petsecure pet insurance work?

Pet insurance works by covering the cost of unexpected veterinary expenses, such as accidents and illnesses.

With Petsecure, policyholders pay a monthly or annual premium, and in exchange, the company helps cover the cost of veterinary care for their pets.

Policyholders can typically choose from different levels of coverage, such as basic or comprehensive, and can customize their plan to fit their needs and budget.

To file a claim, policyholders typically submit their vet bills and any necessary documentation to Petsecure, who will then review and process the claim.

The amount of the reimbursement will depend on the policyholder’s coverage level and any applicable deductibles or co-pays.

What does Petsecure cover?

Petsecure Pet Insurance covers a wide range of accidents, illnesses, and other medical conditions that can occur with your pet. The coverage options include:

1. Accidents

PetSecure covers accidents such as broken bones, burns, and injuries caused by car accidents or bites.

2. Illnesses

PetSecure covers illnesses such as cancer, diabetes, and skin conditions.

3. Hereditary and Congenital Conditions

PetSecure covers hereditary and congenital conditions such as hip dysplasia, heart disease, and certain types of cancer.

petsecure insurance review - comparewise

4. Dental Coverage

PetSecure offers additional coverage for dental procedures such as teeth cleaning and extractions.

5. Prescription Medication Coverage

PetSecure covers the cost of prescription medications such as antibiotics or pain relievers.

6. Behavioral Therapy

Petsecure offers coverage for treatments related to behavioral issues, such as separation anxiety or aggression.

7. Examination Fees

Petsecure covers the cost of exam fees when your pet is being treated.

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Petsecure review verdict

Petsecure is a well-established pet insurance company with a variety of coverage options and competitive pricing.

However, as with any insurance company, it is important to do your own research and read customer reviews before making a decision.

You could also wish to seek advice from a veterinarian or an expert in the pet business.

To make sure you understand the exclusions and restrictions of the coverage, it’s also crucial to thoroughly read the terms and conditions.

Thanks for checking out our Petsecure review!

petsecure canada review - comparewise

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FAQs about our Petsecure review

What is Petsecure?

Petsecure is a Canadian pet insurance company that provides coverage for veterinary care for dogs and cats. Pet owners may pick from a range of plans and coverage choices, including accident and sickness coverage and preventive care coverage. Petsecure also provides 24/7 emergency veterinary services and access to a pet health care hotline.

Is Petsecure Pet Insurance Legit?

Yes, Petsecure offers pet insurance in Canada, and it seems to be a trustworthy business. They have been in operation for more than 25 years and provide a range of pet insurance choices. It is always recommended to do your own research and read reviews from other customers before buying any kind of insurance. Additionally, you may want to consult with a veterinarian or pet industry professional for recommendations.

How Much Does Petsecure Pet Insurance Cost?

The cost of PetSecure insurance is dependent on many factors. In order to get an accurate cost, you should get a quote from their website.

Is Petsecure Pet Insurance Available In Canada?

Yes, PetSecure is available in Canada and has been in operation for some years now. The company is based in Winnipeg, Manitoba.

January 12, 2023
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