rifco review brand logo-comparewise

Delivering innovative non-prime financial services to customers. - Claim this offer

Rifco Review 2022

  • Presently Rifco lends over $100 million a year to hundreds of dealerships across Canada.
  • Rifco National Auto Finance has been providing Canadians with non-prime auto financing options since 2002.
  • Rifco has gained 17 awards due to their profitable company.

Delivering innovative non-prime financial services to customers. - Claim this offer

Auto financing can be difficult especially if you have bad credit or no credit. Rifco is a company that can assist you in getting a good auto loan no matter your credit circumstances. To learn more, read the full Rifco Review below.

What is Rifco?

Rifco is an auto purchase finance company that provides financing through a network of new and used vehicle dealers. Rifco has been in business since 2002. They offer to finance for both new cars and used vehicles, with competitive rates, flexible terms, and affordable monthly payments.

Rifco Review: Is it a safe company?

Rifco is a family-oriented company that has grown Canada-wide with its head office in Red Deer, Alberta. Rifco National Auto Finance provides auto loans since 2002 and they are considered one of the most reputable companies in Canada.

Rifco Review: Online & In-person options

Rifco is a top-notch company that offers high-quality, international, and online options. These online and in-person options enable customers to work with the company as he or she sees fit.

Rifco Review Brand Logo Comparewise - Comparewise

What provinces is Rifco located in?

Rifco helps Canadians with auto financing by providing financing through a network of dealers operating in all provinces except Quebec.

Rifco Review: Loans provided

Rifco provides different auto loans across Canada for all of your needs. $150,000 with monthly payments of $1,093 is the maximum amount you can borrow with a Rifco loan. Interest rates are starting at 9.9% and going up to 31% on the auto loans provided by Rifco. These loans range from 24 to 84 months long term length.

Rifco Review: Applying for a loan

Rifco is a company that provides loans. The Rifco loan process starts with the application, which includes filling out an application, uploading your bank statements and other required documents. It then moves on to the credit review process. If approved for a loan, you receive funds within 24 hours through direct deposit or wire transfer.

Rifco Review Brand Logo Comparewise - Comparewise

Rifco Review: Customer support

The website has a help center and blog for customers, as well as the option to contact customer support via email or phone. The business also offers SSL encryption when you are on their site.

Rifco Review: Departments & Hours

Rifco has multiple different departments, each with specific hours and contact information. Different departments are available for assistance, with specific hours and contacts. You can purchase a new vehicle or lease one or contact the department for financing.

Listed below will help you figure out when each department is available:

  • Dealer Services Department: The Dealer Services Department can assist you in purchasing a new vehicle, lease, or financing. The hours are Monday-Friday 7:00 am-7:00 pm (MST) and Saturday 8:00 am-5:00 pm (MST). You can also contact them at dealerservices@rifco.net or (855)-478-2439.
  • Funding Department: The Funding Department is there for your specific financial needs when looking to purchase, lease, or finance a new vehicle. Their available hours are Monday-Friday 7:00 am-7:00 pm (MST) and Saturday 8:00 am-5:00 pm (MST). You can contact the Funding Department at funding@rifco.net or (855)-478-2439.
  • Credit Department: When you are looking to finance, purchase, or lease a vehicle, the Credit Department helps with the credit process. Credit Department hours are Monday-Friday 7:00 am-7:00 pm (MST) and Saturday 8:00 am-5:00 pm (MST). If you would like to contact them, you can do so at (855)-478-2439.
  • Customer Service Department: The Customer Service Department is where to go to when you are not sure which specific department can answer your question. They will either redirect you to a department that can better answer your question or answer it for you. Their hours are Monday-Friday 7:30 am-6:00 pm (MST) and Saturday 8:00 am-4:30 pm (MST). You can notify them at (833)-933-0382.
  • Collections Department: The Collections Department is where to go when you need help with non-payment, or if your payment is not accepted. The hours are Monday-Friday 5:30 am-6:00 pm (MST) and 8:00 am-4:30 pm (MST). You can also contact them at (844)-255-3910.
  • New Dealer Inquiries: The New Dealer Inquiries department allows you to inquire about becoming a Rifco dealer. They can help you with the process and answer any questions that come up through that process. You can contact them and ask questions at info@rifco.net or at (855)-478-2441.

Since Rifco has so many different departments within their company, they are specific to the needs of their customers.

Rifco Review: Summary

Overall, Rifco provides franchise auto-dealers and independent dealers with quality finance solutions. In addition, they offer Splash Financing for challenging consumers who may require a short-term loan but cannot qualify for traditional financing options. Rifco’s system allows dealers to maintain competitive pricing while providing tailored budgets and timely customer service that is responsive and helpful in the process of obtaining new customers.

You might also like…

Top offers this month

  • Shift – Clear up the clutter and consolidate your online accounts in one place
  • Apollo Insurance – Get exclusive insurance premiums from Apollo Insurance starting at $19/month
  • Paymo – Manage tasks, create team schedules, track work time, and bill your clients from the same platform
  • Addy – Starting at $1, you can begin to earn passive income and start owning real estate
  • Moka – Start saving effortlessly. Pay your debt faster while saving more with Moka

FAQs about Rifco

How long has Rifco been in business for?

The company has been in business since the year 2002.

Are there any fees relating to payment methods with Rifco?

For online banking, pre-authorized payments, and payments in the office, there are no fees included. Although, for e-transfers, banking fees may apply.

Where are in-store vehicle dealers working with Rifco located?

There is a growing network of selected new and used vehicle dealers operating in all provinces except Quebec.

Is Rifco safe and reliable?

Rifco is a company that not only has 10+ awards for their profitable company, has been around since 2002, and has invested in many different partnerships with dealerships, but they also give money back to the community when giving to a chosen charity each year.

How does Rifco do lending differently with dealerships?

Rifco invests in long-term partnerships with dealerships which ultimately gives customers consistent and reliable auto financing options.

rifco review brand logo-comparewise

Rifco Review 2022

November 19, 2021
Fact check by

You may also like

If you are looking to operate a successful dropshipping store, then our Spocket review ...
This Silver Gold Bull Review is aimed at those looking for the best provider of preciou...
If you're searching for a way to improve your conversion rate, this Outgrow review migh...
As part of our quest to find the best CDN service, we decided to carry out a RocketCDN ...
ShortPixel is an image optimization service with plugins available for WordPress. If yo...

Car loan?
Personal Loan?

Top deals await you just a short
application away!