An essential point from this SGI Canada review is that it offers friendlier insurance rates than its counterparts. That is because SGI also prioritizes customers who dwell in rural areas and are less prone to accidents than cosmopolitans.
Editorial Note: Comparewise is supported by our readers. When you find products and services through links on our site, we may earn commission.
Last Updated: Nov 29, 2023
Protect your home and business with ease - Claim this offer
However, the rates differ for all locations and insurance types.
SGI Canada provides an affordable insurance policy for auto, homeowners, condo, tenant, farm, business, cargo, and oil & gas industry insurance. It also offers liability coverage for accidents, medical expenses, crop destruction, and damages to other riders’ vehicles and properties.
However, the legal liability expense doesn’t cover situations like deliberate actions, fraudulent claims, or damaged physical properties below $500.
Aside from being an SGI customer, you can partner with them as a broker or an ePayment partner. What is it about, and how does it work? This comprehensive review has that information and more about SGI Canada.
SGI Canada is a property and casualty insurance company that operates across Canada. That means it offers insurance covering homes, cars, and businesses liable to be insured.
SGI Canada provides auto insurance coverage for personal and commercial vehicles. The coverage options include liability coverage, accident benefits, comprehensive coverage, and collision coverage. Drivers can customize the extent of coverage for the three major parts of the insurance policy, which are:
Also, drivers can decide how much they want to pay out of pocket before insurance steps in. That payment is known as a deductible, which may be more significant if it’s an accident.
SGI Canada offers home insurance coverage for houses, condos, and apartments. The coverage options include property damage, liability coverage, additional living expenses, and personal property coverage.
Under the home insurance, SGI Canada also offers Legal Expense Insurance to legally seek and protect your rights. It also provides discounts to help customers save on insurance costs.
SGI Canada provides insurance solutions for businesses of all sizes. The coverage options include property insurance, liability coverage, commercial auto insurance, and workers’ compensation.
SGI Canada offers specialized insurance coverage for farm owners and operators. The coverage options include farm property, liability, and crop insurance.
Based on the SGI Canada review, it offers additional optional insurance coverage aside from the standard one. They are:
There are some legal situations that your SGI insurance doesn’t cover. These are:
Seeking discounts is a straightforward way to cut down on insurance costs. For instance, vehicle owners have several discount opportunities that could add up to a reasonable amount. Based on the SGI Canada review, here are some ways to get the discounts:
This is an easy way to save 10% on vehicle insurance. Also, home insurance customers can earn money on their insurance.
SGI Insurance Canada has excellent offerings for its customers. However, for a balanced SGI Canada review, you should know some pros and cons before deciding.
SGI Canada has agreements with brokers to assist in marketing their products and services to potential customers. Also, these brokers are charged with providing services to SGI customers through the brokerage scheme. SGI Canada has been selling through independent brokers since the beginning of the company in 1945.
This verdict depends on what you’re looking for when insurance is in question. However, based on our extensive SGI Canada review, SGI is a good option for insurance coverage for vehicles, homes, farms and businesses.
SGI is a public service provider that possesses a solid sense of financial stability and a positive track record. It is reviewed yearly by the Canadian government; hence SGI adheres to struck rules which adds credibility to its service. Aside from the trustworthy approach to serving their customers, SGI offers competitive pricing models and discounts.
You can file a claim with SGI over the phone or email through the following steps:
To cut down on insurance costs, it’s essential to follow the first rule of savings: shopping around for the best price. This means comparing different insurance providers before making a final decision.
Based on our extensive and objective SGI Canada review, we recommended SGI as a good insurance option. However, here are a few alternatives to compare before deciding.
Belairdirect is an insurance provider in Canada that offers comprehensive insurance policies to Canadian citizens and legal residents. They provide coverage for personal and commercial insurance needs, including liabilities and other types of coverage.
This brokerage firm offers comprehensive insurance policies for automobiles, residences, and business establishments.
The brokers at Scoop Insurance are highly enthusiastic about guaranteeing that you receive top-notch coverage services at a reasonable cost. They are so assured of their service’s excellence that they allow you to compare their quotes with those of their associates.
The essence of a review is to provide a critical evaluation, and this SGI Canada review is no exemption. SGI Insurance Canada has all the necessary insurance perks and adequate home, car, farm or business coverage.
However, we recommend reading and comprehending the policy to decide if it’s genuinely what will satisfy your purpose.
Make your money do more.
Offers shown here are from third-party advertisers. We are not an agent, representative, or broker of any advertiser, and we don’t endorse or recommend any particular offer. Information is provided by the advertiser and is shown without any representation or warranty from us as to its accuracy or applicability. Each offer is subject to the advertiser’s review, approval, and terms. We receive compensation from companies whose offers are shown here, and that may impact how and where offers appear (and in what order). We don’t include all products or offers out there, but we hope what you see will give you some great options.
SGI Canada stands for Saskatchewan Government Insurance (SGI) in Canada. It began operation as a provincial corporation in 1945. It offers insurance coverage for vehicles, farms, businesses and homes. Additionally, they provide insurance products and services in Saskatchewan, Ontario, Alberta, British Columbia and Manitoba.
The SGI CANADA policy number is given on terms and is usually provided upon the purchase or renewal of insurance. This number is generally needed to complete your SGI application process online. Each customer's policy number is in the policy cover document given to them when they buy or renew their policy.
To access your SGI CANADA policy number, refer to the policy cover document you were given upon insurance purchase or renewal. If you cannot find this document or did not receive it, you can request your broker to provide you with a duplicate copy.
Yes, you can. However, the way to do so depends on which of the following groups you belong: