Trupanion Review (May, 2024) – Pros, Cons, Features, & Pricing

It’s crucial to choose a pet insurance provider that can provide coverage that fits your unique requirements.

Trupanion offers a variety of plans with different levels of coverage, making it easy to find the right policy for you and your pet.

Editorial Note: Comparewise is supported by our readers. When you find products and services through links on our site, we may earn commission.

Last Updated: May 22, 2024

Trupanion

  • Can pay your hospital in seconds
  • No payout caps
  • Go to any veterinarian

Get comprehensive coverage for new, unexpected illnesses and injuries - Claim this offer

Trupanion Pet Insurance is a North American pet insurance provider that offers coverage for cats and dogs. They offer a unique, customizable coverage option that allows pet owners to choose the coverage that best fits their needs.

In this Trupanion review, we will take a closer look at Trupanion Pet Insurance, including its coverage options, pricing, and customer reviews.

Pros and Cons of Trupanion Pet Insurance

Pros of Trupanion Pet InsuranceCons of Trupanion Pet Insurance
1. Policy flexibility: Trupanion allows you to choose your own vet and you don’t have to worry about pre-approval for treatment. They also offer a 90% reimbursement, which is one of the highest in the industry.1. Limited availability: Trupanion is currently only available in Canada, so it may not be an option for pet owners in other countries
2. Excellent customer service: Trupanion has a dedicated team of customer service representatives who are available to answer any questions and assist with the claims process.2. Exclusions: Like with any insurance policy, there are certain exclusions in Trupanion’s policy that pet owners should be aware of.

 
3. Straightforward and efficient claims process: Trupanion allows you to submit claims online or by fax, and they will typically process the claim within 48 hours.3. Cost: Trupanion’s policies may be more expensive than other pet insurance options.

 
4. Comprehensive coverage options: Trupanion’s policies include coverage for accidents, illnesses, and hereditary and congenital conditions, which means that if your pet is diagnosed with a genetic disorder or congenital condition, Trupanion will cover the cost of treatment.4. Policy’s terms and conditions: It’s important to read the policy and make sure it meets your specific needs.  

Trupanion Coverage Options

Trupanion offers one comprehensive coverage plan that covers 90% of veterinary costs for accidental injuries, illnesses, and chronic conditions.

This coverage includes things like diagnostic tests, surgeries, medications, and hospitalization. It also includes coverage for alternative therapies such as acupuncture and chiropractic care.

Additionally, Trupanion also offers a flexible payment plan for pet owners, which allows them to choose a monthly or annual payment plan.

trupanion pet insurance coverage - comparewise

Trupanion Pricing

The cost of Trupanion Pet Insurance depends on the breed of your pet, the age of your pet, and the location where you live.

The company also offers a 30-day free trial, which allows you to test the coverage before committing to a plan.

Trupanion also offers a variety of discounts, such as a multi-pet discount for insuring more than one pet and a senior pet discount for pets over the age of 8.

Trupanion Customer Reviews

Customers have generally given Trupanion Pet Insurance favorable feedback. Many consumers have commended the organization for its quick and fast claims procedure as well as the versatility of their coverage selections.

Some consumers have also said that Trupanion Pet Insurance is reasonably priced when compared to other pet insurance providers. Customers also like the opportunity to choose their coverage and the flexibility of their payment plan.

Some consumers, on the other hand, have had unpleasant experiences with Trupanion Pet Insurance.

Some have complained about the high cost of premiums and coverage exclusions.

Some consumers have also claimed problems with the claims procedure, such as payment delays or claims being refused.

trupanion pet insurance canada - comparewise

What is Trupanion?

Trupanion is a pet insurance business that covers dogs and cats. They have been in business for over 20 years and provide a wide range of plans with varying degrees of coverage. Trupanion is headquartered in Canada and is presently only accessible to Canadian pets.

Trupanion’s insurance is notable for including coverage for accidents, diseases, and inherited and congenital problems.

This implies that if your pet is diagnosed with a genetic illness or a congenital ailment, Trupanion will pay for its treatment. Trupanion also has one of the highest reimbursement rates in the business, at 90%.

What is Trupanion’s coverage?

Trupanion pet insurance covers a broad variety of medical expenses associated with your pet’s health. Trupanion covers a variety of topics, including:

Accidents

Trupanion will cover the cost of treatment for any accidents your pet may suffer, such as broken bones, cuts, or burns.

Illnesses

Trupanion will cover the cost of treatment for any illnesses your pet may develop, such as cancer, diabetes, or kidney disease.

trupanion pet insurance review - comparewise

Hereditary and congenital conditions

Trupanion will cover the cost of treatment for any hereditary or congenital conditions that your pet may have, such as hip dysplasia, heart defects, or cataracts.

Diagnostics

Trupanion will cover the cost of diagnostic tests and imaging, such as X-rays, MRI’s, or blood tests.

Surgery

Trupanion will cover the cost of surgical procedures, such as orthopedic surgery, or cancer surgery.

Medications

Trupanion will cover the cost of medications prescribed by a veterinarian, such as antibiotics or pain medication.

Rehabilitation

Trupanion will cover the cost of rehabilitation and physical therapy, such as hydrotherapy or physiotherapy.

Alternative therapies

Trupanion will cover the cost of alternative therapies, such as acupuncture or chiropractic care.

Overall, Trupanion provides comprehensive coverage for a wide range of medical expenses related to your pet’s health, making it a great choice for pet owners who want to ensure that their furry family members are well taken care of.

Is Trupanion Pet Insurance Legit?

Yes, Trupanion Pet Insurance is a legitimate company that provides pet insurance coverage for dogs and cats in Canada. They have been in business for over 20 years and have a reputation for providing comprehensive coverage options, excellent customer service, and a straightforward claims process.

Trupanion customers have typically had favorable experiences, complimenting their coverage choices and speedy claims procedure.

They belong to the North American Pet Health Insurance Association (NAPHIA), a trade organization that establishes standards for pet health insurance companies.

However, like any insurance company, it’s important to read the policy and make sure it meets your specific needs, understand any exclusions or limitations of the coverage, and also compare different options to see which one fits your budget and your furry friend’s needs.

trupanion dog insurance - comparewise

How much does Trupanion pet insurance cost?

Trupanion pet insurance costs vary based on a number of criteria, including the kind of coverage you choose, the age and breed of your pet, and where you reside.

Some of the elements that might influence the cost of your Trupanion insurance are as follows:

1. Type of coverage

Trupanion offers several different coverage options, including accident-only, per-incident, and comprehensive coverage. The more comprehensive the coverage, the more expensive the policy will be.

2. Age And Breed Of Your Pet

Insurance premiums are typically lower for younger, healthier pets than for older or pre-existing condition pets.

Certain breeds of pets may also be considered a higher risk, which can affect the cost of the policy.

3. Where You Live

The cost of pet insurance can vary depending on where you live, as veterinary costs can vary from region to region.

4. Annual Deductible

Trupanion offers different annual deductible options; the higher the annual deductible you choose, the lower the monthly premium you will pay.

5. Reimbursement Percentage

Trupanion offers 90% reimbursement, which is one of the highest in the industry; this will affect your premium as well.

Trupanion Review conclusion

Trupanion Pet Insurance is a reputable pet insurance company that offers a unique, customizable coverage option. Their coverage is flexible and allows pet owners to choose the coverage that best fits their needs.

Additionally, the company offers a 30-day free trial, which allows you to test the coverage before committing to a plan. However, as with any insurance company, it is important to do your own research and read customer reviews before making a decision.

You should also seek advice from a veterinarian or a specialist in the pet industry. It is also critical to thoroughly examine the coverage’s terms and conditions to ensure that you understand the exclusions and restrictions.

Thanks for checking out our Trupanion review.

You might also like…

Discover Investment Opportunities

Make your money do more.

12 Results

Advertiser disclosure

Offers shown here are from third-party advertisers. We are not an agent, representative, or broker of any advertiser, and we don’t endorse or recommend any particular offer. Information is provided by the advertiser and is shown without any representation or warranty from us as to its accuracy or applicability. Each offer is subject to the advertiser’s review, approval, and terms. We receive compensation from companies whose offers are shown here, and that may impact how and where offers appear (and in what order). We don’t include all products or offers out there, but we hope what you see will give you some great options.

Young investors can trade stocks and ETFs, all for free.
Min Investment
$0
Target Return
Varied
Retire up to 30% wealthier with Questwealth Portfolio.
Min Investment
$1
Target Return
Varied
Get $20 CAD of BTC with promo code: COMPAREWISE
Min Investment
$100
Target Return
4-7%
Buy and sell gold, silver & platinum online at the best price.
Min Investment
$1
Target Return
Varied
Get up to $150 cash bonus
Min Investment
$0
Target Return
Varied
Flexibility with a great return.
Min Investment
$100
Target Return
5.20%
Get a $50 bonus when you sign up and deposit $250.
Min Investment
$50
Target Return
Varied
Buying and securing gold has never beeng more simple and affordable.
Min Investment
$1
Target Return
Varied
High return on a shorter term.
Min Investment
$500
Target Return
4.25%
Get a $100 welcome bonus, when you make your top-up*
Min Investment
$10
Target Return
Varied
A new passive income asset class, peer-to-peer lending.
Min Investment
$1
Target Return
Varied
Sign Up And Access 65+ Cryptocurrencies Instantly
Min Investment
$10
Target Return
Varied

FAQs about our Trupanion review

Is Trupanion Pet Insurance Available In Canada?

Yes, Trupanion pet insurance is available in Canada. They are based in Canada and currently only offer coverage for pets living in Canada. Trupanion provides coverage for dogs and cats and offers a variety of plans with different levels of coverage. One of the standout features of Trupanion's policies is that they include coverage for accidents, illnesses, and hereditary and congenital conditions, which is unique in the Canadian market. They also offer a 90% reimbursement, which is one of the highest in the industry.

How much does Trupanion pet insurance cost?

Trupanion pet insurance costs vary based on a number of criteria, including the kind of coverage you choose, the age and breed of your pet, and where you reside.

Is Trupanion Pet Insurance Legit?

Yes, Trupanion Pet Insurance is a legitimate company that provides pet insurance coverage for dogs and cats in Canada. They have been in business for over 20 years and have a reputation for providing comprehensive coverage options, excellent customer service, and a straightforward claims process. Trupanion customers have typically had favorable experiences, complimenting their coverage choices and speedy claims procedure.

What is Trupanion?

Trupanion Pet Insurance is a type of pet insurance that provides coverage for veterinary expenses in case of illness or injury. The insurance policy covers up to 90% of the veterinary bill, excluding deductibles and co-payments, and provides coverage for a wide range of treatments, including surgery, lab tests, and prescription medications. The company offers different plans that cater to the needs of pet owners and their pets. The coverage is available for cats and dogs, and policyholders can choose the coverage level and deductible that best suit their needs and budget.

What is Trupanion's coverage?

Trupanion pet insurance covers a broad variety of medical expenses associated with your pet's health.

February 4, 2023
Fact Checked
Categories:

Grow your finances today.

By submitting, you agree to comparewise’s terms of use and privacy policy.

You may also like

While Canadians are familiar with long-standing Equitable Bank, they may not be as acqu...
Laurentian Bank occupies a good position in the list of top ten banks in Canada. With o...
Chase Payment Solutions is one of the top payment solution providers in Canada when it ...
This SecuriGlobe travel insurance review is a must-read if you want to buy travel insur...
**Limited Time Offer: Sign up for the Neo Card or Neo Secured Card using this link to r...
Car loan?
Personal Loan?

Top deals await you just a short
application away!