This TuGo review will tell you everything you need to know about this travel insurance company’s products and services.
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Last Updated: Sep 12, 2023
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TuGo has been around for 60 years, helping travellers stay safe, healthy, and happy in Canada and abroad.
TuGo is one of the travel insurance companies in Canada. It offers a wide range of insurance products, such as medical insurance for travel, insurance for trip cancellation and interruption, and emergency travel assistance.
They also provide insurance for visitors to Canada and for Canadian expats living abroad. Through its broker partners, TuGo offers a variety of its own exclusive policies.
If you’re here, it can only mean one thing: you’re curious about what insurance provider TuGo is and whether its services will meet your needs. Well! Allow me to congratulate you because you are in capable hands. This TuGo Review article will assist you in doing so. Continue reading!
TuGo may be a good choice for travel insurance for a variety of reasons, as this first section of our TuGo travel insurance review will indicate:
TuGo offers comprehensive travel insurance coverage to help you with unexpected travel-related risks.
Whether you’re concerned about emergency medical expenses, trip cancellation or interruption, lost or damaged baggage, or other travel mishaps, TuGo has policies that can provide coverage for these and other risks.
TuGo allows you to personalize your coverage to your individual travel requirements and price range. If you travel frequently, you might opt for a single-trip policy or an annual plan. If necessary, you can also choose extra options for protection, like insurance for adventure sports or rental cars.
TuGo offers travel insurance policies at prices that are affordable and fair, so you can get the coverage you need without going over your budget. Here are some of the reasons its pricing is competitive:
TuGo’s round-the-clock emergency assistance allows you to relax and enjoy your holidays with your family or friends. Focusing on quality time will be easier if you know you can get help and support right away if you need it. This service includes:
They certainly have a ton of experience under their belts for a company operating since 1964. This gives them an edge over their competitors because, over the years, they have built a strong reputation for providing great coverage and customer service.
TuGo’s website and mobile app are user-friendly. It emphasizes making it simple for you to understand their options. This gives you access to the information and tools you need to manage your insurance coverage.
TuGo’s customer service representatives can assist you in various languages, including French, Spanish, Mandarin, Cantonese, Korean, Punjabi, Hindi, and Tagalog. So, if you speak any of these languages, you can receive support and assistance from TuGo in your preferred language.
This TuGo review will be incomplete without stating the pros and cons associated with using its products and services.
This section of the TuGo review will briefly explain the various travel insurance policies available. This includes:
This type of insurance covers unexpected medical costs that may arise while travelling, like emergency care, hospital stays, prescription drugs, and more.
This insurance is meant to cover things that come out of the blue that could make you cancel or cut short your trip.
This may include illness, injury, or other unforeseen circumstances. It can also help you financially by paying back non-refundable trip costs if you cancel or shorten your trip for a covered reason.
TuGo’s Visitors to Canada Insurance is a type of travel insurance designed specifically for foreign visitors to Canada.
This insurance covers unexpected medical expenses incurred while in Canada. This includes emergency medical treatment, hospital stays, prescription medications, etc.
TuGo’s expatriate insurance is designed for people living and working abroad, either temporarily or permanently. This insurance covers any unplanned medical costs that may come up while living outside your home country.
If your luggage is lost, stolen, or damaged while travelling and you have baggage insurance through TuGo, you can file a claim.
You can be reimbursed for the cost of the lost or damaged items up to the policy amount. Both your carry-on items and your checked baggage are typically covered.
This type of insurance provides coverage for accidental death or dismemberment while travelling. So far, you have coverage.
You or your beneficiaries can file a claim for a lump sum payment. The amount payable depends on the policy limits and coverage.
Getting started with TuGo is straightforward and can be completed in just a few steps. This section of our TuGo review will illustrate in a step-by-step method how you can get started with TuGo.
Several other insurance providers offer similar insurance products if you’re looking for alternatives to TuGo. Here are some options for you.
PolicyAdvisor is one of Canada’s leading insurance brokers that helps Canadians find the best travel insurance policy. With over 20,000 options and 25 companies to compare quotes, you will find travel insurance to suit your needs.
Square One is an insurance company in Canada that offers travel insurance to Canadians travelling in or out of Canada. Some of its coverage includes:
Suppose you want to protect yourself against travel-related risks and enjoy peace of mind on vacation. In that case, TuGo can be a great option.
The only significant downside is its higher premiums. However, from the information shared in this TuGo review, I’m sure its pros outweigh its cons and, therefore, are worth every penny!
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Buying TuGo travel insurance as soon as you've made your reservations or paid your deposit is best. Your travel insurance policy should cover you from when you leave home until when you return.
Yes! TuGo may cover some pre-existing medical conditions, but it depends on the policy and the requirement to decide what is covered and how. So, if you have a pre-existing condition, it's essential to disclose it when applying for coverage.
Just like any other insurance provider, TuGo also has exclusions and limitations. This includes:
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