YouSet Review (November 2022) – Pros, Cons, Features, & Pricing

If something were to happen to your home or car, having home and car insurance would safeguard your financial situation. Depending on the specifics of your insurance policy, you might receive protection against robbery, fire, flood, accidental damage, and perhaps more.

YouSet Insurance offers “something different” when compared to other companies. YouSet insurance is an insurance brokerage that provides a comprehensive range of home and car insurance companies with plans that can suit your needs. YouSet home and car insurance is perfect for those looking for simple and reliable insurance coverage that is highly reliable when they need it most. YouSet also allows you to customize your insurance coverage based on your needs.

In this review, we will take a look at everything that YouSet has to offer.

Editorial Note: Comparewise is supported by our readers. When you find products and services through links on our site, we may earn commission.

Last Updated: Nov 20, 2022

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YouSet

  • Quick quotes on car and home insurance
  • Super affordable rates in Quebec and Ontario
  • Bundle car and home insurance to save $$

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What is YouSet all about?

To get our YouSet review started, here’s some general info about their brand. YouSet operates as an online insurance broker platform and has offices in Montreal and Toronto. It provides convenient means to get home and car insurance as part of its role as an insurance broker. YouSet connects its users to several different insurance providers and provides them with options to customize their insurance policy and coverage options.

YouSet’s primary objective is to construct an insurance brokerage platform in Canada that is renowned for its customer satisfaction and operational effectiveness.

Youset Mobile View

How to apply for Insurance through YouSet?

You will fill out an application on the website where you will give details related to you and the type of insurance you want. After filling out the straightforward application on their website, YouSet utilizes its innovative technology to assess and ascertain the kind of coverage you want.

If you are qualified, YouSet will establish a connection between you and a number of different insurance companies so that you may choose which company can offer the coverage you need at the most affordable cost.

Next, you will choose the insurance provider that you would want to use moving forward. Then, you will modify the insurance policy so that it may fulfill your requirements.

You will be formally covered by insurance as soon as you input your payment information and complete your policy purchase. At this point, the YouSet team will send you a confirmation email, and you will be formally insured.

What does YouSet Offer?

When you purchase insurance via YouSet, you immediately become eligible for a wide variety of benefits. For instance, YouSet provides support so you can meet your insurance requirements. It also aids you while you make changes to your policy, renew a policy or make claims. 

YouSet Insurance Review

YouSet is a broker that offers home and auto loan insurance services. YouSet uses its technology to connect a number of different insurance providers and provide you with a customized quote for coverage and cost in under four minutes.

Presently, only residents of Quebec and Ontario are able to sign up for YouSet. But there’s no need to be concerned as they plan on rolling out their service across Canada very soon.

YouSet Website

You will need to go via their website in order to submit an application or make any inquiries. YouSet has a highly user-friendly and straightforward website that is quite simple to navigate. In addition, it has a Frequently Asked Questions (FAQs) section that is extensive and can address the majority of the questions you have about it.

Information on YouSet’s privacy policy, terms and conditions, compliant’s policy, and other relevant topics is present on the website. YouSet’s website also includes an unambiguous explanation of how to get in touch with the company.

The website is multilingual, meaning it is available in two different languages: English and French. As a user, you have the ability to choose which language you would want to make use of on the website.

Youset Insurance Banner

How to make a Claim while using YouSet

An insurance claim is a formal request for payment written by you (an insured party) to the insurance company you signed up with. After an accident that your insurance policy can cover, you are eligible to send a claim to the insurance company.

You are only allowed to file a claim for an event caused by one of the designated hazards specified in your insurance policy.

When you acquire a  car or home insurance through YouSet, and you want to make a claim, there are three steps involved;

Firstly, you need to get certain information ready such as;

  • Your insurance policy number
  • Description of how the incident occurred
  • The date and time that the incident happened
  • Any other relevant information, such as the police report

Secondly, you will need to communicate directly with your insurance company

In order to avoid wasting any time, please make sure that you have all of the information that was stated above before calling the insurance provider. YouSet will most likely link you up with one of the following insurance companies;

  • Aviva
  • April
  • Chubb
  • Echelon
  • Economical
  • Estrie Richelieu
  • Intact
  • La Garantie
  • Ledor
  • L’Unique
  • Nordic
  • Northbridge
  • Optimum
  • Pafco
  • Promutuel

Thirdly, you can keep YouSet informed in case of a loop during your claim:

YouSet offers support to its users during claiming process. When something goes wrong, it offers support by providing a consultation with a lawyer to support you with the claiming process. This consultation lasts for thirty minutes, and it is completely free of charge.

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 Benefits that come with choosing YouSet Insurance

When you go with YouSet, you have access to a number of perks and benefits. Listed below are some of the advantages:

Good Rate

YouSet assists you in finding insurance providers that offer the best rates. It may be more cost-effective for you than most established insurance companies because its algorithms search the market for insurance companies with the lowest possible prices and good services.

Effective Security Measures

YouSet employs the most advanced security standards in the business to ensure the confidentiality of your personal information. It also clearly states what your collected information is used for in its policy.

Free services

YouSet offers free services to its users. Being able to have a free consultation with a lawyer for up to half an hour throughout the process of filing a claim is one of the most significant benefits of being a client of YouSet.

Swift Application Process

You can submit your application completely online, and this takes a few minutes. After your insurance is in effect, the coverage and claims procedures move quickly.

Why do people choose YouSet?

People choose YouSet for so many reasons.

Savings

YouSet makes savings easy for its users. This is because it collaborates with a variety of insurance providers to provide its customers with the car insurance or home insurance that is most appropriate for them, taking into account their circumstances.

 Various options to choose from

YouSet provides multiple insurance companies that you can choose from. These give you various options to check through instead of just settling for one. YouSet enables you to weigh your options, choose the best insurance company that suits you, and compare its services with others.

Amendment/Cancellation of Policy

After you purchase an insurance policy, you are allowed to make changes to it. You may change insurance providers anytime you choose, and if you’ve paid for the whole period of coverage, you can cancel your policy and obtain a refund based on a percentage of what you spent.

There will be a cancellation fee that will cost the same amount as one month’s payment.

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Great Customer Support

The fact that the website has a French version makes it of great help to people that have trouble with the language barrier. YouSet offers excellent customer service to users in need of help. In the reviews about YouSet, many users testified to the nice customer support.

Speed

When using YouSet, you won’t need to spend hours manually searching for the appropriate coverage. YouSet automatically speeds up the process of searching for insurance companies by giving you the best rates that suit you.

YouSet Review Conclusion

One of the things that make YouSet stand out from other insurance companies is its focus on customer service. YouSet has a highly trained customer service representatives who are always ready to help you with any issues you may have.

Another thing that makes YouSet different from other insurance companies is its pricing. YouSet’s rates are very competitive, and its discounts are generous.

If you are looking for a good insurance broker company, then you should definitely consider YouSet. Thanks for checking out our YouSet review.

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FAQs about YouSet

Does YouSet have permission to offer insurance?

The answer is Yes. YouSet has a license issued by the regulatory agency of each province in which it does business (Quebec and Ontario). The number of YouSet registration with the AMF in the province of Quebec is 603592. In the province of Ontario, YouSet's RIBO registration number is 4477.

How much does it cost to purchase YouSet?

YouSet is available at no cost at all. Although you can use YouSet at no cost, YouSet gets a commission that is given to them by the insurance carrier, but the commission does not affect the amount you pay for the policy. This implies that YouSet will only get the payment if they are successful in locating for you a suitable insurance company and policy.

Can I make modifications to an insurance policy before buying?

Yes, YouSet allows you to make changes in your insurance policy before you finalize with payment. YouSet constantly ensures that you, as a user, are provided with the insurance coverage that best meets your requirements. Because of this, it gives you a choice to reduce or enhance your coverage. You may accomplish this by clicking on the icons located at the bottom of your quotation page after scrolling down the page. Your regular payment is modified in real-time to reflect the new cost estimate.

Will I be subjected to any fees when I cancel my reservation via YouSet?

If you decide to cancel your home or car insurance policy before the date, it was initially scheduled to expire. You will have to pay a cancellation fee, and the cancellation cost is equivalent to about one month's worth of payment.

Can I terminate my insurance policy at any moment?

You are free to terminate your insurance policy anytime you see fit. To cancel your subscription, you will need to go to the "My Account" area of the YouSet website and submit a request. Most Importantly, it would be best if you knew that once the cancellation request is processed, it cannot be reversed.

Does YouSet have a referral program?

Yes, it does! With the YouSet referral program, you stand a chance of getting a $50 Amazon Gift Card. In order to get it, you will need to refer people you know and care about by making use of your unique referral link. You may find your referral link inside the evidence of your insurance that was sent to you by YouSet. When YouSet granted your insurance, you ought to have received the proof in the form of a document in your email inbox. It is also possible you can find the evidence in the trash folder in your email, so check there first. In the case that you are unable to discover the evidence of your insurance, you may get in touch with YouSet and ask for a new copy of your referral link. When the person you refer uses your referral link to complete all the required steps,  you will receive a reward. YouSet will send you an email with a $50 Amazon Gift Card and let you know that you have successfully completed the referral program.

Is it possible for me to give someone else my home insurance?

Given that you are the primary policyholder, YouSet cannot hand over the responsibility of maintaining your insurance to another person. The only thing YouSet can do is to enable you to make changes to your policy, such as a change of residence, and the other party may get a price and purchase their insurance on the YouSet website. As a user, you need to terminate the policy if you no longer reside at the address shown as being covered.

October 4, 2022
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