How to Pay a Credit Card on AccesD Desjardins (July, 2024)

How to Pay a Credit Card on AccesD Desjardins (July, 2024)

Many people question whether they can hold credit cards from other institutions, while keeping another bank account for things like savings, investments, loans, and mortgages.

Of course! Some institutions have features that others just don’t, so there’s no rule against having more than one. Another question that people frequently ask is how to pay a credit card on AccesD Desjardins.

This is not only possible, but quite easy! In this article we’ll walk you through all the simple steps and teach you how to pay a credit card on AccesD Desjardins.

How to pay a credit card on AccesD Desjardins

Paying a credit card from another institution through AccesD Desjardins is no more difficult than paying any other bill. Here’s how to pay a credit card on AccesD Desjardins:

  1. Go to the “PAY” section of the AccesD Desjardins dash.
  2. Click the “ADD an Invoice” tab. You’ll see your current invoices listed on the screen, and be able to add a new card.
  3. Enter the name of the supplier. Under the “Supplier” box, enter the name of the institution. Then on the drop-down menu check the “Credit cards and prepaid cards” option.
  4. Add your credit card number. This is so that the payments go to the right place. You can add more details about the card in the description here, too.
  5. Make your credit card payments through AccesD Desjardins. Now that your credit card information is listed among your other payable bills, you can start paying bills to it through AccesD Desjadins.

Now you know how to pay a credit card on AccesD Desjardins. It’s quite simple, and you can use it to take advantage of great credit card offers from other institutions, while still paying your cards through Desjardins!

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Vista Desjardins

Of course if you’re here learning how to pay a credit card on AccesD Desjardins, it’s worth mentioning that it has its own cash back Visa card. We’ll tell you all about it so that you can compare it to your other options and make a choice about whether it’s the right choice for you.

Visa Desjardins is a cash back card with no annual fees. You can get up to 2% back on your purchases, and it includes travel insurance on trips for up to 3 days, and an interest rate of 19.9%.

The percentage of cash you get back from your purchases depends on what category they fall into. For instance, you get 2% cash back on entertainment, alternative transportation, preauthorized payment, or restaurant purchases, but you only get 0.5% cash back on anything deemed “other purchases”.

But it can be a good investment if you spend hundreds of dollars per month in any of these categories. For instance, if you were to spend $200 per month at restaurants, you’d get approximately $48 per year cash back.

Other benefits of Visa Desjardins

There are several other benefits to Visa Desjardins besides the cash back. Here’s a look at some of them:

Travel

Among Visa Desjardins’s benefits is travel insurance, not just for you but your whole family, for up to three days.

Car rental

You can get discounted car rental from companies like Hertz, Thrify and Dollar. You can get as much as a 15% discount when you use your Visa Desjardins card to pay for car rentals.

Mobile device and purchase protection

You can get up to $1,000 in insurance for situations like theft, accidental damage, or mechanical damage of your device, so long as it was purchased with your card.

You can also get purchase protection and extended warranties for certain devices that are purchased with your card, as well.

Cash advances

If you pay for purchases more than $200 or more, or pay for large purchases or projects with your Visa Desjardins card, you can get cash advances. You can take out cash advances of up to $2,500 per day with 19.9% interest on them.

It’s worth noting that if you’re new to Desjardins and just learning how to pay a credit card on AccesD Desjardins, interest on cash advances and making purchases with your Visa Desjardins are different.

Interest on cash advances is charged immediately, while when it comes to credit card purchases, you’re allowed a 21-day grace period after the statement is issued before you’re charged interest on your credit card purchases.

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Other options and features

  • Overdraft Transfer: If your bank account balance is insufficient to pay for something, the payment will automatically transfer to your credit card so that your account isn’t overdrafted.
  • 21-day grace period: You’ve got 21 days after your credit card statement is issued before you’re charged interest.
  • Credit balance insurance: this ensures that you credit card balance is still paid if you become sick or injured.
  • Mobile payment: Make your payments on the go.
  • No annual fees

Fraud protection

You can get security alerts via text messages if any unusual activity is detected on your account. You’re not held liable for purchases and transactions if fraud is detected on your account.

You get identity theft protection to keep your assets safe, and they offer support in the event of identity theft protection.

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FAQs about how to pay a credit card on AccesD Desjardins

How do I check my Visa Desjardins balance?

Login to you AccesD account, and then click the Cards, Loans and Credit tab, or the Accounts tab under the Quick Access section if you’re using the mobile app. Choose the right credit card. From here you’ll see your balance, credit available, cash back or BONUSDOLLARS balance.

How do I contact Desjardins Visa?

You can call M-F 7AM-11PM and Saturday-Sunday 8:30AM- 8PM at 514-397-4415 in the Montreal area or 1-800-363-3380 in other parts of Canada or the US.

How to pay Leon’s Desjardins Visa online

If you’ve got a Leon’s card to make payments, but they quit taking payments in store and the account number you have doesn’t accept payments, what you need to do is contact Desjardins and ask for your virtual account number. Once you have this, you should be able to make your payments easily.

How do I link my PayPal account to my Desjardins account?

If you’re here learning how to pay a credit card on AccesD Desjardins, then you may also be wondering about your PayPal account. Unfortunately, Desjardins doesn’t support PayPal.

Can I transfer funds to someone who isn’t a Desjardins member?

Another thing you may be wondering if you’re learning how to pay a credit card on AccesD Desjardins is whether you can transer funds to someone who doesn’t use Desjardins. You can use Interac e-Transfers so long as the recipient has a bank account, and either a phone number or email address. Also, the transfers you make must be in Canadian currency.

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March 12, 2023
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