This Kingsmen Capital Investments review covers everything you need to know about getting capital for your business. A time may come when you need an immediate capital injection into your company. This may be for expanding your business or purchasing equipment.
Alternative lenders like Kingsmen Capital Investments give Canadian business owners easy access to funds. You can apply for unsecured loans, secured loans, equipment financing, or a sale-leaseback. Kingsmen funds businesses within less than seven business days.
They also provide a host of solutions for middle-market companies. Both business owners and brokers seeking financing on behalf of their clients have benefited from Kingsmen’s financing.
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Last Updated: Jan 26, 2023
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If bad credit or strict lender requirements restrict you from getting capital for your business, Kingsmen may offer a solution. In this Kingsmen Capital Investments review, we’ll evaluate Kingsmen’s financial products and services. We’ll also analyze the public opinions of the company and walk you through how to apply for financing.
Let’s get started.
In this first part of our Kingsmen Capital Investments review, we’ll examine why several Canadian business owners chose Kingsmen. Traditional lenders often have strict requirements to grant capital to businesses. You may need a high personal credit score. Your business’s credit history will also come into play.
|Top Features of Kingsman Capital Investments||Requirements for Kingsman Capital Investments|
|⏰ Approval in 24 hours|
? Up to $500,000
? Convenient process
|? You must have been in business for 6 months or more.|
? You can borrow if you are already earning an annual revenue.
? Minimum credit score of 550
With alternative lenders, like Kingsmen Capital Investments, getting funds is easier. They cater to companies and business owners with less-than-perfect credit. For instance, their equipment financing solutions require a minimum credit score of 550.
Kingsmen offers a wide variety of financing solutions to Canadian businesses of all sizes. There are many options, allowing you to find the exact financing solutions for your business. Whether it’s unsecured financing with flexible payment structures or capital raising you’re after, Kingsmen has you covered.
They approve financing within 24 hours and give business owners access to funds within seven business days on average. Therefore, if you need to buy new stock or replace damaged equipment immediately, their rapid funding will come in handy.
It’s also simple to apply for financing with Kingsmen Capital Investments. All you have to do is fill out a basic form on their website. Without all the paperwork and hassle, their service is stress-free and convenient.
This part of our Kingsmen Capital Investments review details the benefits and drawbacks of their products and services.
|Pros of Kingsman Capital Investments||Cons of Kingsman Capital Investments|
|– Personalized service|
– High LTV for secured loans
– Great customer service
|– High rates|
– May require collateral
Here’s what businesses really like about working with Kingsmen Capital Investments.
Kingsmen employs a hands-on approach with all clients. They set up meetings with clients to determine their business needs. Also, they’ll develop tailored solutions for you based on your capital needs. Therefore, you can rest assured that you’ll get the right financing to help your business thrive and grow.
The loan-to-value ratio for secured business loans is 85%. This means you can receive a loan of up to 85% of your property’s value.
According to many reviews on Google My Business, Kingsmen’s customer service is superior. Reviewers claim the team is responsive, professional, knowledgeable, and they’re great communicators.
You can receive approval for financing from Kingsmen within 24 hours, regardless of the loan amount. They’ll then pay out your approved funds within seven business days.
To apply for financing, all you must do is fill out the form on their website. There aren’t any complicated steps to take or hurdles to jump, which makes their solutions straightforward. It’s also convenient for emergencies.
Kingsmen makes its products available to anyone who has bad credit. The minimum required credit score for equipment financing and sale-leasebacks is 550. Therefore, a low credit score won’t affect your chances of approval for financing.
Here’s what some businesses had to say about possible improvements to Kingsmen Capital Investments services.
Kingsmen secured business loans are only available to British Columbia and Ontario residents.
Most lenders provide a term between one and five years for unsecured business loans. With Kingsmen, the unsecured business loan term is between 6 and 15 months. This may not give borrowers sufficient time to pay off the loan, especially given the high interest attached to the loan.
Compared to the typical interest rates in the industry, Kingsmen’s products come with high interest. The interest rates for unsecured loans begin at 15%, while secured business loan rates can reach 19.99%.
Kingsmen’s secured business loans use your home as collateral. This is a significant risk because they will take possession of your property if you can’t repay your loan.
This section of our Kingsmen Capital Investments review provides a brief assessment of their products and services. Kingsmen has a handful of financial solutions available to businesses. This includes:
Kingsmen Capital Investments provides unsecured and secured loans to small and medium-sized businesses. The turnaround time for both loans is within seven business days, which is faster than traditional lenders. We provide a brief analysis of these different loans for this part of our Kingsmen Capital Investments review.
Businesses operating in a couple of industries, including restaurant, construction, landscaping, transportation, and retail, can benefit from this financing. Kingsmen’s unsecured loans provide capital from $5,000, with the maximum lending amount being $500,000.
Since it’s an unsecured loan, you won’t need to collateralize any assets. This makes these kinds of loans outstanding. You won’t risk losing your assets if you cannot repay the loan.
The catch with this financing is the term and the interest. They have a minimum term of six months and a maximum of 15 months. This may not be sufficient time to repay a loan as large as $500,000. In addition, the interest rates start at 15%, which is higher than some lenders.
It takes 5 to 7 business days to receive funds for an unsecured loan. Before you are approved for financing, the underwriters will consider your creditworthiness and your business’s cash flow. The cash flow generation of your business plays the most significant role in your funding request.
Kingsmen Capital Investments enables you to borrow more when you need it. You’ll be eligible to request extra capital after every repayment of 35% of the principal plus interest. Also, if you pay down your outstanding balance early as a lump sum, you’ll receive a 10% discount.
One of the best ways for a company to access funds at a lower rate is with a secured business loan. The reason is that you’ll attach an asset to your loan as collateral. This lowers the lender’s risk.
Kingsmen offers secured business loans that are collateralized by your home. If you default on your payments, they will take possession of your property until you repay.
Borrowers can receive a loan up to 85% of their property’s loan-to-value (LTV) ratio. The minimum amount of financing they provide is $25,000, while the maximum is $250,000.
Secured business loans through Kingsmen have a term between 6 months and 5 years. You can also get an interest rate as low as 9.99%. However, it could reach as high as 19.99%.
Early repayments of your secured business loan won’t result in any penalties. You have the option of paying the loan off daily, weekly, bi-weekly, or monthly.
Kingsmen secured business loans don’t come with pre-set requirements on the usage of funds. Therefore, you can use the loan for any business spending of your choice.
To get a secured business loan, Kingsmen will assess your business revenue. They’ll also consider your equity in personal real estate. And you can receive funding within 2 to 4 business days.
Kingsmen Capital Investments provides various equipment financing solutions. They cater to several industries, from manufacturing to forestry. Whether you’re looking to replace worn-out equipment or buy a used truck, Kingsmen can provide a solution.
Machinery and equipment wear out eventually from use. When this happens, you’ll need to replace them. It may not always be possible to use business funds to pay for new equipment. Therefore, look into getting equipment financing from a lender.
Kingsmen can help you fund the purchase of new or used equipment costing anywhere between $5,000 and $10 million. Interest rates for equipment financing through Kingsmen start at 5.99%.
Loan terms range from two to seven years. Also, borrowers can make a down payment between 0% and 20%.
If you have a short-term expense to pay off but low operating cash flow, then a sale-leaseback is worth considering. Kingsmen can arrange a sale-leaseback for you.
This involves securing capital from your equipment by selling it, then leasing it back from the purchaser. That way, you’ll receive financing to improve your business’s liquidity.
The total equipment value based on either FLV (Forced Liquidation Value) or FMV (Fair Market Value) must exceed $50,000. You can receive a lease term between two and five years.
Besides offering financing solutions for small and medium-sized businesses, Kingsmen caters to middle-market companies. Therefore, if you’re looking to fund a project or acquire assets, they can help you out.
Kingsmen provides debt financing, capital raising, and debt and acquisition advisory services to middle-market businesses in Canada. This includes:
With their acquisition and buyout service, you can benefit from their portfolio of businesses that can be potential targets. Also, you’ll be guided every step of the way by the Kingsmen team.
Firms seeking financing between $2 and $30 million can take advantage of Kingsmen’s capital-raising service. The financing structures include non-traditional capital facilities, subordinate, senior, and asset-based.
Your business must generate annual revenues between $2 million and $90 million. In addition, your company must ideally operate in the wholesale, medical, aviation, transportation and logistics, manufacturing, or construction industry. Kingsmen’s requires businesses to be growing, matured, or distressed, with a minimum of three years of financial history.
A review of Kingsmen Capital Investments wouldn’t be complete without assessing their service quality. Kingsmen has a 4.8/5 rating on Google My Business. Most reviewers praise the outstanding service provided by the Kingsmen team.
Reviewers commend the promptness, professionalism, and dedication of the Kingsmen staff. Also, they claim their financing is reliable, fair, and fast.
From the reviews of Kingsmen Capital Investments, we deduced that clients looking for business financing were pleased with the service. In addition, those securing financing for their clients also found the service to be of a high quality.
We will guide you through the application process in this part of our Kingsmen Capital Investments review. Applying for financing with Kingsmen is simple and involves a few steps.
You also won’t initially need several documents or information to submit an application. You’ll take these steps:
Bear in mind that you will be required to fill in your business’s information. This includes the industry and average monthly gross revenue. You will have to state the time you’ve been in business and the loan amount you require from Kingsmen.
After submitting your application, Kingsmen will get in touch within 24 hours. Depending on your financing needs, a member of their team will help you secure the right solution.
Maybe Kingsmen isn’t the right fit for you, or you’re looking for a merchant cash advance. Below are some alternatives to Kingsmen Capital Investments to consider.
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Growth Street Capital is an alternative lender that provides financing to Canadian businesses. They have invested hundreds of millions in over 250 companies since their formation in 2016. Growth Street Capital specializes in merchant cash advances, business lending, unsecured loans, and secured loans.
They serve several industries Canada-wide, including fitness clubs, salons, and restaurants. Their large business loans are ideal for businesses in the construction, medical, retail, and transportation industries. As for their unsecured business financing, the terms are similar to Kingsmen Capital Investments.
Much like Kingsmen, Growth Street Capital offers instant approval on their loans. You can apply online and be approved within 48 hours.
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LendingMate is a non-bank lender that has funded thousands of guarantor loans for Canadian businesses since 2017. Unlike traditional lenders, your chances of being approved for a loan from LendingMate are higher.
The reason is that they cater to those with less-than-perfect credit. Also, their loans require a co-borrower who will cover the risk of missed payments.
Their loans are unsecured, so you won’t need to attach any assets and risk losing them if you miss payments. They approve over 90% of loan applications. You can receive up to $10,000 within 24 hours once your guarantor is approved.
LendingMate’s guarantor loans have an annual interest rate of 43% and only allow monthly repayments. Also, these loans are only available to Ontario and British Columbia residents.
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Forward Funding is a Canadian Fintech company that provides financing to small and medium-sized businesses. Their business financing programs include:
Each solution has specific requirements. For instance, the Forward solution requires that your business be older than six months. Also, your business must have more than $80,000 in annual sales. Be sure to check the criteria for the Forward Funding programs before applying.
You can apply online and get approved in as little as 24 hours. Forward funding claims to fund loans within 12 hours.
Alternative lenders offer access to flexible financing you might not find with most traditional lenders. It’s often easier to get funds since the requirements are less strict. Also, they pay out large amounts of capital within a few days or hours.
That’s the case with Kingsmen Capital Investments. You can be approved for an unsecured loan of up to $500,000 within 24 hours. What’s more, you’ll receive your funds in less than seven business days. This speedy service makes such lenders a top choice for many Canadian businesses.
We recommend Kingsmen to business owners who need access to rapid financing. Also, to anyone looking for a lender on behalf of their clients.
Bear in mind that while Kingsmen offers quick service, some conditions are attached to their loans. For instance, they carry high-interest rates, and secured loans use your home as collateral.
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Kingsmen Capital Investments is a Canadian firm that provides financing to small, medium-sized, and middle-market businesses. It was founded in 2016 and has since funded hundreds of thousands for several businesses. Their team comprises individuals with professional experience in banking, private credit, account management, financial technology, and consulting. They specialize in secured loans, unsecured loans, equipment financing, and sale-leasebacks. In addition, they provide various corporate financing solutions. This includes middle-market debt capital raises, acquisitions, and buyouts. Kingsmen Capital Investments provides customized solutions. Also, they cater to numerous businesses, including construction, medical, furniture stores, bars and restaurants, and salons and spas.
Kingsmen Capital Investments has offices in Toronto and Vancouver. They also have their contact details available on their website, including an email address and a phone number. Therefore, you can reach them during business hours if you have queries. As for safety, they have reasonable safeguards in place to protect your personal information. This includes enforcing physical, procedural, and technical security measures and information storage facilities at their offices. Only authorized employees, agents, service providers, and administrators will access your personal information. In addition, they will only use it to make a service available to you.
This depends on the financing you need. Kingsmen secured, and unsecured business loans don't have explicit requirements. They're available to those with low credit scores, so you won't need to have good to excellent credit. As for equipment financing, the minimum price of the asset must be $5,000. You must also have a credit score of about 550. This credit score requirement applies to sale-leasebacks as well. Also, the equipment value must exceed $50,000. Your business must be growing, matured, or distressed to qualify for Kingsmen's debt financing and advisory service. It must also have at least three years of financial history. In addition, you must generate annual revenues of more than $2 million, capped at $90 million. Also, your business must be in the transportation and logistics, manufacturing, aviation, medical, wholesale, or construction industry.
It’s free to sign up for the services provided by Kingsmen Capital Investments. The cost of financing through them varies from solution to solution. You can expect these interest rates:
Kingsmen Capital Investments offers instant approval and rapid funding for businesses. They don’t set any conditions for the usage of loaned funds. This means you can use the financing for anything from expansion to purchasing inventory. They also don’t have prepayment penalties on their secured loans. Therefore, you can pay it off early without incurring any charges. If you settle an unsecured loan early as a lump sum, you’ll receive a 10% discount on the outstanding balance. Kingsmen also has low credit score requirements for equipment financing. As long as you have a credit score above 550, they can approve your funding request.